COVID-19 Research and Data
Related Urban Institute Data and Research
- 3/19/2021 –
Forbearance and Delinquency Among Agency Mortgage Loans (384.38 KB pdf)
(Urban Institute)
- 3/16/2021 – More Women Have Become Homeowners and Heads of Household. Could the Pandemic Undo That Progress? (Urban Institute)
- 3/15/2021 – Adopting Alternative Data in Credit Scoring Would Allow Millions of Consumers to Access Credit (Urban Institute)
- 3/15/2021 – Preserving Small Rental Buildings during the COVID-19 Crisis (Urban Institute)
- 3/9/2021 – Landlords and Tenants Need More Information on Rental Assistance and Eviction Moratorium Policies (Urban Institute)
- 2/25/2021 – The Number of Hispanic Households Will Skyrocket by 2040. How Can the Housing Industry Support Their Needs? (Urban Institute)
- 2/24/2021 – Many People are Behind on Rent. How Much Do They Owe? (Urban Institute)
- 2/23/2021 – More Housing Data Have Been Released During the Pandemic. Here’s How Policymakers Can Best Use It. (Urban Institute)
- 2/23/2021 – The Preferred Stock Purchase Agreements Will Hamper Access to Credit (Urban Institute)
- 2/11/2021 – The Predicted Foreclosure Surge Likely Won’t Happen, Even among Financially Vulnerable Borrowers (Urban Institute)
- 2/9/2021 – What Will It Take to Support 5.5 Million More Senior Renters by 2040? (Urban Institute)
- 1/29/2021 – The Evidence Supports the CFPB’s New Seasoning Pathway to Safe Harbor (Urban Institute)
- 1/25/2021 – Averting an Eviction Crisis (Urban Institute)
- 1/21/2021 – By 2040, the US Will Experience Modest Homeownership Declines. But for Black Households, the Impact Will Be Dramatic. (Urban Institute)
- 1/21/2021 – The Future of Headship and Homeownership (Urban Institute)
- 12/18/2020 – Increasing Rental Counseling Capacity and Awareness as a Prescription for COVID-19 (Urban Institute)
- 12/11/2020 – Three Ways to Help 3.2 Million Struggling Homeowners (Urban Institute)
- 12/2/2020 – Delinquent Homeowners in Neighborhoods of Color Are Less Likely to Be Protected by Forbearance (Urban Institute)
- 11/30/2021 – Congress needs to provide eviction and mortgage relief now before the coming crisis (Washington Post/Urban Institute)
- 11/23/2020 – Closing the Gaps: Building Black Wealth through Homeownership (Urban Institute)
- 11/16/2020 – Low-Income Renters and Renters in Their Prime Working Years Urgently Need More Federal Assistance (Urban Institute)
- 11/10/2020 – Mounting Pressures on Mom-and-Pop Landlords Could Spell Trouble for the Affordable Rental Market (Urban Institute)
- 10/15/2020 – Appraisal Waivers Have Helped Homeowners Find Payment Flexibility Amid Pandemic-Induced Economic Struggles (Urban Institute)
- 10/6/2020 – Evictions Are on Pause, but Many Renters Still Can’t Pay (Urban Institute)
- 10/5/2020 – A Broader Outreach Strategy Would Help 400,000 Needlessly Delinquent Mortgage Borrowers (Urban Institute)
- 10/2020 – Sizing Federal Rental Assistance (Urban Institute)
- 9/25/2020 –
Targeted Housing Assistance for States Hardest Hit by COVID-19 (207.11 KB pdf)
(Urban Institute)
- 9/23/2020 – During the Pandemic, Policymakers Should Maintain Forbearance but Fix Its Costs
- 9/4/2020 – Black and Hispanic Landlords Are Facing Great Financial Struggles because of the COVID-19 Pandemic. They Also Support Their Tenants at Higher Rates. (Urban Institute)
- 8/28/2020 – Before the Pandemic, Homeowners of Color Faced Structural Barriers to the Benefits of Homeownership (Urban Institute)
- 8/21/2020 – 22 Million Renters and Owners of Manufactured Homes Are Mostly Left Out of Pandemic Assistance (Urban Institute)
- 8/18/2020 – Six Facts You Should Know about Current Mortgage Forbearances (Urban Institute)
- 8/13/2020 –Why It’s Harder to Offer Mortgage Assistance to 3 Million Borrowers with Private Loans (Urban Institute)
- 8/10/2020 – Owners and Renters of 6.2 Million Units in Small Buildings Are Particularly Vulnerable during the Pandemic (Urban Institute)
- 8/7/2020 –
Manufactured Housing (197.35 KB pdf)
(Urban Institute)
- 8/6/2020 – A State Framework for Delivering Targeted Housing Assistance to People and Places Hit Hardest by COVID-19 (Urban Institute)
- 8/5/2020 – Assessing Options for Federal Rental Assistance during the Pandemic (Urban Institute)
- 7/31/2020 – Moving to a 70 Percent Income Replacement for Unemployment Insurance Benefits Will Disproportionately Hurt Low-Income Renters (Urban Institute)
- 7/24/2020 – Reducing the Amount of Federal Unemployment Insurance Would Increase Rent Burden for Millions of Households (Urban Institute)
- 7/20/2020 – A New Mortgage Penalty Is Blocking Homeownership and Refinancing Opportunities for 255,000 Borrowers (Urban Institute)
- 7/17/2020 – The Need for a Federal Liquidity Facility for Government Loan Servicing (Urban Institute)
- 7/16/2020 - Tracking COVID-19’s Effects by Race and Ethnicity (Urban Institute)
- 6/29/2020 – What It Would Take for States to Support Renters through the COVID-19 Crisis: A Snapshot of Florida, Michigan, and Idaho (Urban Institute)
- 6/24/2020 – To Understand a City’s Pace of Gentrification, Look at Its Housing Supply (Urban Institute)
- 6/16/2020 – Should Nonbank Mortgage Companies Be Permitted to Become Federal Home Loan Bank Members? (Urban Institute)
- 6/16/2020 – Delinquent borrowers and COVID-19: Sizing the Problem (Urban Institute) [PDF]
- 6/15/2020 – To Stay Stably Housed, Renters Need $16 Billion per Month in Housing Support during the COVID-19 Crisis (Urban Institute)
- 6/15/2020 How Much Assistance Is Needed to Support Renters through the COVID-19 Crisis? (Urban Institute)
- Homeowners’ Guide to Mortgage Solutions During the COVID-19 Pandemic (Urban Institute) [PDF]
- 5/29/2020 – New Data Suggest COVID-19 is Widening Housing Disparities by Race and Income (Urban Institute)
- 5/27/2020 – Housing Finance At A Glance: A Monthly Chartbook, May 2020 (Urban Institute)
- 5/27/2020 – Housing Supply Constraints from before the Pandemic Will Worsen Inequality as We Start to Recover (Urban Institute)
- 5/15/2020 – Small Multifamily Units (Urban Institute) [PDF]
- 5/15/2020 – Can Unemployment Numbers Predict the Number of Mortgages That Will Go into Forbearance? (Urban Institute)
- 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Chinese) [PDF]
- 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, English) [PDF]
- 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Korean) [PDF]
- 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Spanish) [PDF]
- 5/15/2020 – Hispanic Homeowners Will Be Critical for the Next Housing Market Recovery. Here’s Why They May Struggle (Urban Institute)
- 5/14/2020 – The Mortgage Market Has Caught the Virus (Urban Institute)
- 4/30/2020 – Facts Matter, and Public Data Are Key (Urban Institute)
- 4/23/2020 – The rent is due - we need emergency rental assistance from Congress now (The Hill/Urban Institute)
- 4/23/2020 – Don't Overlook the Importance of Unemployment Benefits for Renters (Urban Institute)
- 4/17/2020 – Lenders, Loan Channels, & Industry/Occupation by Income and Race/Ethnicity (Urban Institute) [PDF]
- 4/17/2020 – Impact of COVID-19 Forbearance: How much liquidity is needed for advances? (Urban Institute) [PDF]
- 4/17/2020 – The Pandemic is Shrinking the Mortgage Credit Box (Urban Institute)
- 4/15/2020 – The Impact of the Coronavirus on Mortgage Refinancings (Brookings Institute and Urban Institute)
- 4/13/2020 – Avoiding a COVID-19 Disaster for Renters and the Housing Market (Urban Institute)
- 4/9/2020 – A Liquidity Vehicle for Mortgage Servicing Advances Is in Consumers' Best Interest (Urban Institute)
- 4/7/2020 – COVID-19 Policy Responses Must Consider the Pandemic’s Impact on Young Renters and Renters of Color (Urban Institute)
- 4/2/2020 – The CARES Act Eviction Moratorium Covers All Federally Financed Rentals—That’s One in Four US Rental Units (Urban Institute)
- 3/27/2020 – The Price Tag for Keeping 29 Million Families in Their Homes: $162 Billion (Urban Institute)
- 3/25/2020 – We Must Act Quickly to Protect Millions of Vulnerable Renters (Urban Institute)
- 3/20/2020 – Is the 2020 Toolkit for Helping Homeowners in Crisis Better Than What We Had in 2008? (Urban Institute)
Impact on Mortgage Servicers
Impact on Homeowners
- 10/2020 – The unemployment benefit boost: Initial trends in spending and saving when the $600 supplement ended (JPMorgan Chase & Co.)
- 10/15/2020 – Appraisal Waivers Have Helped Homeowners Find Payment Flexibility Amid Pandemic-Induced Economic Struggles (Urban Institute)
- 10/5/2020 – A Broader Outreach Strategy Would Help 400,000 Needlessly Delinquent Mortgage Borrowers (Urban Institute)
- 9/25/2020 –
Targeted Housing Assistance for States Hardest Hit by COVID-19 (207.11 KB pdf)
(Urban Institute)
- 9/23/2020 – During the Pandemic, Policymakers Should Maintain Forbearance but Fix Its Costs
- 9/4/2020 – Black and Hispanic Landlords Are Facing Great Financial Struggles because of the COVID-19 Pandemic. They Also Support Their Tenants at Higher Rates. (Urban Institute)
- 9/2020 – 2020 State of Hispanic Wealth Report (National Association of Hispanic Real Estate Professionals)
- 9/2020 – Housing-Related Financial Distress During the Pandemic (Mortgage Bankers Association) [PDF]
- 9/2020 – Recession and Recovery: The Critical Role of Housing Assistance in Promoting Economic Security for Low-Income Households [PDF] (Terner Center for Housing Innovation)
- 8/28/2020 – Before the Pandemic, Homeowners of Color Faced Structural Barriers to the Benefits of Homeownership (Urban Institute)
- 8/21/2020 – 22 Million Renters and Owners of Manufactured Homes Are Mostly Left Out of Pandemic Assistance (Urban Institute)
- 8/18/2020 – Six Facts You Should Know about Current Mortgage Forbearances (Urban Institute)
- 8/13/2020 –Why It’s Harder to Offer Mortgage Assistance to 3 Million Borrowers with Private Loans (Urban Institute)
- 8/7/2020 –
Manufactured Housing (197.35 KB pdf)
(Urban Institute)
- 8/6/2020 – A State Framework for Delivering Targeted Housing Assistance to People and Places Hit Hardest by COVID-19 (Urban Institute)
- 7/20/2020 – A New Mortgage Penalty Is Blocking Homeownership and Refinancing Opportunities for 255,000 Borrowers (Urban Institute)
- 7/17/2020 – The Need for a Federal Liquidity Facility for Government Loan Servicing (Urban Institute)
- 7/16/2020 - Tracking COVID-19’s Effects by Race and Ethnicity (Urban Institute)
- 7/1/2020 – To Rebuild America’s Post-Pandemic Economy, We Need to Rethink Housing (Harvard Joint Center for Housing Studies)
- 6/25/2020 – HOUSING: Preliminary Analysis of Homeownership Trends for Nine Cities (GAO)
- 6/24/2020 – To Understand a City’s Pace of Gentrification, Look at Its Housing Supply (Urban Institute)
- 6/16/2020 – Delinquent borrowers and COVID-19: Sizing the Problem (Urban Institute) [PDF]
- 6/11/2020 – FHFA Extends COVID-Related Loan Processing Flexibilities for Fannie Mae and Freddie Mac Customers Through July (FHFA)
- 6/2/2020 – Letter from 18 organizations to Treasury, HUD, FHFA, and CFPB with suggested improvements for the public portal on mortgage and rental relief options available during COVID-19 (National Housing Resource Center) [PDF]
- Homeowners’ Guide to Mortgage Solutions During the COVID-19 Pandemic (Urban Institute) [PDF]
- 5/29/2020 – New Data Suggest COVID-19 is Widening Housing Disparities by Race and Income (Urban Institute)
- 5/27/2020 – Housing Supply Constraints from before the Pandemic Will Worsen Inequality as We Start to Recover (Urban Institute)
- 5/19/2020 – Freddie Mac Announces Temporary Purchase and Refinance Eligibility Requirements for Borrowers with Existing Mortgages (Freddie Mac)
- 5/19/2020 – FHFA Announces Refinance and Home Purchase Eligibility for Borrowers in Forbearance (FHFA)
- 5/8/2020 – Mortgages and Older Adults After COVID-19 (National Community Reinvestment Coalition)
- Market Pulse: Delivering timely and relevant economic and credit insights in the wake of COVID-19 (Equifax)
- 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Chinese) [PDF]
- 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, English) [PDF]
- 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Korean) [PDF]
- 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Spanish) [PDF]
- 5/15/2020 – Can Unemployment Numbers Predict the Number of Mortgages That Will Go into Forbearance? (Urban Institute)
- 5/14/2020 – FHFA Extends Foreclosure and Eviction Moratorium (FHFA)
- 5/13/2020 – FHFA Announces Payment Deferral as New Repayment Option for Homeowners in COVID-19 Forbearance Plans (FHFA)
- 5/12/2020 – CFPB, FHFA, & HUD Launch Joint Mortgage and Housing Assistance Website for Americans Impacted by COVID-19 (CFPB)
- 5/5/2020 – Hispanic Homeowners Will Be Critical for the Next Housing Market Recovery. Here’s Why They May Struggle. (Urban Institute)
- 5/4/2020 – Sizing the Risk of Property Tax Revenue Disruption to Municipalities (CoreLogic)
- 5/1/2020 – Disaster-Related Credit Reporting Options Research Brief (FinRegLab, Inc.)
- 5/1/2020 – Mortgage and Housing Assistance During the Coronavirus National Emergency (CFPB)
- 4/27/2020 – Share of Mortgage Loans in Forbearance Increases to 6.99% (Mortgage Bankers Association)
- Sustaining Homeownership in a Crisis: An Interactive Guide for Homeowners (Freddie Mac)
- We’re Here to Help: Consumer Information (Mortgage Bankers Association)
- 4/26/2020 – US National Consumer Credit Trends Weekly Report: Originations (Equifax) [PDF]
- 4/24/2020 – Credit Availability and the COVID-19 Crisis [PDF]
- 4/23/2020 – Directory of Servicer Contacts (National Housing Resource Center)
- 4/17/2020 – More than 2.9 million homeowners already in COVID-19-related forbearance plans according to Black Knight's McDash Flash data set, represents 5.5% of all mortgages (Black Knight, Inc.)
- 4/17/2020 – The Pandemic is Shrinking the Mortgage Credit Box (Urban Institute)
- 4/15/2020 – The Impact of the Coronavirus on Mortgage Refinancings (Brookings Institute and Urban Institute)
- 4/8/2020 – Market Pulse: Impact of Current Environment on Credit Scores and Reporting (Equifax) [PDF]
- 4/7/2020 – MBA Survey Shows Spike in Loans in Forbearance, Servicer Call Volume (Mortgage Bankers Association)
- 4/6/2020 – Guide to Coronavirus Mortgage Relief Options (Consumer Financial Protection Bureau)
- 3/27/2020 – The Price Tag for Keeping 29 Million Families in Their Homes: $162 Billion (Urban Institute)
- 3/24/2020 – Act with Speed and Focus to Protect Homeowners and Renters (Mortgage Media)
- 3/22/2020 – Letter from seven organizations to the Consumer Financial Protection Bureau, the Federal Reserve, Federal Housing Finance Agency, the US Department of Housing and Urban Development, and the US Treasury, March 22, 2020 [PDF]
- 3/20/2020 – Is the 2020 Toolkit for Helping Homeowners in Crisis Better Than What We Had in 2008? (Urban Institute)
Impact on Renters
- 10/2020 – The unemployment benefit boost: Initial trends in spending and saving when the $600 supplement ended (JPMorgan Chase & Co.)
- 10/6/2020 – Evictions Are on Pause, but Many Renters Still Can’t Pay (Urban Institute)
- 10/2020 – Sizing Federal Rental Assistance (Urban Institute)
- 9/25/2020 –
Targeted Housing Assistance for States Hardest Hit by COVID-19 (207.11 KB pdf)
(Urban Institute)
- 9/4/2020 – Black and Hispanic Landlords Are Facing Great Financial Struggles because of the COVID-19 Pandemic. They Also Support Their Tenants at Higher Rates. (Urban Institute)
- 9/2020 – 2020 State of Hispanic Wealth Report (National Association of Hispanic Real Estate Professionals)
- 9/2020 – Struggling to Stay Home: Latino Renters in the COVID-19 Pandemic (UnidosUS) [PDF]
- 9/2020 – Housing-Related Financial Distress During the Pandemic (Mortgage Bankers Association) [PDF]
- 9/2020 – Recession and Recovery: The Critical Role of Housing Assistance in Promoting Economic Security for Low-Income Households [PDF] (Terner Center for Housing Innovation)
- 8/21/2020 – 22 Million Renters and Owners of Manufactured Homes Are Mostly Left Out of Pandemic Assistance (Urban Institute)
- 8/10/2020 - Owners and Renters of 6.2 Million Units in Small Buildings Are Particularly Vulnerable during the Pandemic (Urban Institute)
- 8/6/2020 – A State Framework for Delivering Targeted Housing Assistance to People and Places Hit Hardest by COVID-19 (Urban Institute)
- 8/5/2020 – Assessing Options for Federal Rental Assistance during the Pandemic (Urban Institute)
- 7/31/2020 – Moving to a 70 Percent Income Replacement for Unemployment Insurance Benefits Will Disproportionately Hurt Low-Income Renters (Urban Institute)
- 7/24/2020 – Reducing the Amount of Federal Unemployment Insurance Would Increase Rent Burden for Millions of Households (Urban Institute)
- 7/16/2020 - Tracking COVID-19’s Effects by Race and Ethnicity (Urban Institute)
- 7/1/2020 – To Rebuild America’s Post-Pandemic Economy, We Need to Rethink Housing (Harvard Joint Center for Housing Studies)
- 6/29/2020 – What It Would Take for States to Support Renters through the COVID-19 Crisis: A Snapshot of Florida, Michigan, and Idaho (Urban Institute)
- 6/15/2020 – To Stay Stably Housed, Renters Need $16 Billion per Month in Housing Support during the COVID-19 Crisis (Urban Institute)
- 6/15/2020 How Much Assistance Is Needed to Support Renters through the COVID-19 Crisis? (Urban Institute)
- 6/2/2020 – Letter from 18 organizations to Treasury, HUD, FHFA, and CFPB with suggested improvements for the public portal on mortgage and rental relief options available during COVID-19 (National Housing Resource Center) [PDF]
- 5/29/2020 – New Data Suggest COVID-19 is Widening Housing Disparities by Race and Income (Urban Institute)
- 5/27/2020 – Housing Supply Constraints from before the Pandemic Will Worsen Inequality as We Start to Recover (Urban Institute)
- 5/15/2020 – Small Multifamily Units (Urban Institute) [PDF]
- 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Chinese) [PDF]
- 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, English) [PDF]
- 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Korean) [PDF]
- 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Spanish) [PDF]
- 4/23/2020 – The rent is due - we need emergency rental assistance from Congress now (The Hill/Urban Institute)
- 4/23/2020 – Don't Overlook the Importance of Unemployment Benefits for Renters (Urban Institute)
- 4/13/2020 – Avoiding a COVID-19 Disaster for Renters and the Housing Market (Urban Institute)
- 4/7/2020 – COVID-19 Policy Responses Must Consider the Pandemic’s Impact on Young Renters and Renters of Color(Urban Institute)
- 4/2/2020 – The CARES Act Eviction Moratorium Covers All Federally Financed Rentals—That’s One in Four US Rental Units(Urban Institute)
- 3/27/2020 – The Price Tag for Keeping 29 Million Families in Their Homes: $162 Billion (Urban Institute)
- 3/25/2020 – We Must Act Quickly to Protect Millions of Vulnerable Renters (Urban Institute)
- 3/24/2020 – Act with Speed and Focus to Protect Homeowners and Renters (Mortgage Media)
- 3/2020 – Don’t Forget America’s 43.8 Million Renters (Amherst Capital Management) [PDF]
