COVID-19 Research and Data

Related Urban Institute Data and Research

• 9/25/2020 – Targeted Housing Assistance for States Hardest Hit by COVID-19 (207.11 KB pdf) (Urban Institute)
• 9/23/2020 – During the Pandemic, Policymakers Should Maintain Forbearance but Fix Its Costs
• 9/4/2020 – Black and Hispanic Landlords Are Facing Great Financial Struggles because of the COVID-19 Pandemic. They Also Support Their Tenants at Higher Rates. (Urban Institute)
• 8/28/2020 – Before the Pandemic, Homeowners of Color Faced Structural Barriers to the Benefits of Homeownership (Urban Institute)
• 8/21/2020 – 22 Million Renters and Owners of Manufactured Homes Are Mostly Left Out of Pandemic Assistance (Urban Institute)
• 8/18/2020 – Six Facts You Should Know about Current Mortgage Forbearances (Urban Institute)
• 8/13/2020 –Why It’s Harder to Offer Mortgage Assistance to 3 Million Borrowers with Private Loans (Urban Institute)
• 8/10/2020 – Owners and Renters of 6.2 Million Units in Small Buildings Are Particularly Vulnerable during the Pandemic (Urban Institute)
• 8/7/2020 – Manufactured Housing (197.35 KB pdf) (Urban Institute)
• 8/6/2020 – A State Framework for Delivering Targeted Housing Assistance to People and Places Hit Hardest by COVID-19 (Urban Institute)
• 8/5/2020 – Assessing Options for Federal Rental Assistance during the Pandemic (Urban Institute)
• 7/31/2020 – Moving to a 70 Percent Income Replacement for Unemployment Insurance Benefits Will Disproportionately Hurt Low-Income Renters (Urban Institute)
• 7/24/2020 – Reducing the Amount of Federal Unemployment Insurance Would Increase Rent Burden for Millions of Households (Urban Institute)
• 7/20/2020 – A New Mortgage Penalty Is Blocking Homeownership and Refinancing Opportunities for 255,000 Borrowers (Urban Institute)
• 7/17/2020 – The Need for a Federal Liquidity Facility for Government Loan Servicing (Urban Institute)
• 7/16/2020 - Tracking COVID-19’s Effects by Race and Ethnicity (Urban Institute)
• 6/29/2020 – What It Would Take for States to Support Renters through the COVID-19 Crisis: A Snapshot of Florida, Michigan, and Idaho (Urban Institute)
• 6/24/2020 – To Understand a City’s Pace of Gentrification, Look at Its Housing Supply (Urban Institute)
• 6/16/2020 – Should Nonbank Mortgage Companies Be Permitted to Become Federal Home Loan Bank Members? (Urban Institute)
• 6/16/2020 – Delinquent borrowers and COVID-19: Sizing the Problem (Urban Institute) [PDF]
• 6/15/2020 – To Stay Stably Housed, Renters Need $16 Billion per Month in Housing Support during the COVID-19 Crisis (Urban Institute)
• 6/15/2020 How Much Assistance Is Needed to Support Renters through the COVID-19 Crisis? (Urban Institute)
• Homeowners’ Guide to Mortgage Solutions During the COVID-19 Pandemic (Urban Institute) [PDF]
• 5/29/2020 – New Data Suggest COVID-19 is Widening Housing Disparities by Race and Income (Urban Institute)
• 5/27/2020 – Housing Finance At A Glance: A Monthly Chartbook, May 2020 (Urban Institute)
• 5/27/2020 – Housing Supply Constraints from before the Pandemic Will Worsen Inequality as We Start to Recover (Urban Institute)
• 5/15/2020 – Small Multifamily Units (Urban Institute) [PDF]
• 5/15/2020 – Can Unemployment Numbers Predict the Number of Mortgages That Will Go into Forbearance? (Urban Institute)
• 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Chinese) [PDF]
• 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, English) [PDF]
• 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Korean) [PDF]
• 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Spanish) [PDF]
• 5/15/2020 – Hispanic Homeowners Will Be Critical for the Next Housing Market Recovery. Here’s Why They May Struggle (Urban Institute)
• 5/14/2020 – The Mortgage Market Has Caught the Virus (Urban Institute)
• 4/30/2020 – Facts Matter, and Public Data Are Key (Urban Institute)
• 4/23/2020 – The rent is due - we need emergency rental assistance from Congress now (The Hill/Urban Institute)
• 4/23/2020 – Don't Overlook the Importance of Unemployment Benefits for Renters (Urban Institute)
• 4/17/2020 – Lenders, Loan Channels, & Industry/Occupation by Income and Race/Ethnicity (Urban Institute) [PDF]
• 4/17/2020 – Impact of COVID-19 Forbearance: How much liquidity is needed for advances? (Urban Institute) [PDF]
• 4/17/2020 – The Pandemic is Shrinking the Mortgage Credit Box (Urban Institute)
• 4/15/2020 – The Impact of the Coronavirus on Mortgage Refinancings (Brookings Institute and Urban Institute)
• 4/13/2020 – Avoiding a COVID-19 Disaster for Renters and the Housing Market (Urban Institute)
• 4/9/2020 – A Liquidity Vehicle for Mortgage Servicing Advances Is in Consumers' Best Interest (Urban Institute)
• 4/7/2020 – COVID-19 Policy Responses Must Consider the Pandemic’s Impact on Young Renters and Renters of Color (Urban Institute)
• 4/2/2020 – The CARES Act Eviction Moratorium Covers All Federally Financed Rentals—That’s One in Four US Rental Units (Urban Institute)
• 3/27/2020 – The Price Tag for Keeping 29 Million Families in Their Homes: $162 Billion (Urban Institute)
• 3/25/2020 – We Must Act Quickly to Protect Millions of Vulnerable Renters (Urban Institute)
• 3/20/2020 – Is the 2020 Toolkit for Helping Homeowners in Crisis Better Than What We Had in 2008? (Urban Institute)

Impact on Mortgage Servicers

• 7/17/2020 – The Need for a Federal Liquidity Facility for Government Loan Servicing (Urban Institute)
• 6/16/2020 – Should Nonbank Mortgage Companies Be Permitted to Become Federal Home Loan Bank Members? (Urban Institute)
• 5/27/2020 – Risk Sharing Data Shows Rising Delinquencies in GSE Loans (Recursion)
• 5/20/2020 – FHFA Releases Re-Proposed Capital Rule for the Enterprises (FHFA)
• 5/2020 – A Resilient Federal Mortgage Securities Servicing System: The Future Is Now (Andrew Davidson & Co.)
• 5/19/2020 – Freddie Mac Announces Temporary Purchase and Refinance Eligibility Requirements for Borrowers with Existing Mortgages (Freddie Mac)
• 5/15/2020 – Can Unemployment Numbers Predict the Number of Mortgages That Will Go into Forbearance? (Urban Institute)
• 5/14/2020 – The Mortgage Market Has Caught the Virus(Urban Institute)
• 5/4/2020 – COVID-19 Forbearance Relief and PLS: A Call for Self-Governance (Milken Institute)
• 4/27/2020 – Some Mortgage Loan Servicers’ Websites Offer Information about CARES Act Loan Forbearance That Is Incomplete, Inconsistent, Dated, and Unclear (HUD Office of Inspector General)
• 4/22/2020 – Lender Letter to All Fannie Mae Single-Family Sellers Selling Loans in Forbearance Due to COVID-19 (Fannie Mae)
• 4/22/2020 – FHFA Announces that Enterprises will Purchase Qualified Loans in Forbearance to Keep Lending Flowing (Federal Housing Finance Agency)
• 4/20/2020 – Senate letter to servicers on CARES Act homeowner protections (U.S. Senator Elizabeth Warren)
• 4/17/2020 – Letter from 31 consumer, civil rights, real estate, and other organizations and individuals urging Treasury and the Federal to create a liquidity facility for servicers [PDF]
• 4/15/2020 – COVID-19 Script for Servicer Use with Homeowners (Freddie Mac)
• 4/10/2020 – COVID-19 Forbearance Script for Servicers Use with Homeowners (Fannie Mae)
• 4/9/2020 – A Liquidity Vehicle for Mortgage Servicing Advances Is in Consumers' Best Interest (Urban Institute)
• 3/27/2020 – Ginnie Mae Addresses Servicer Liquidity Issues (Ginnie Mae)

Impact on Homeowners

• 9/2020 – Housing-Related Financial Distress During the Pandemic (Mortgage Bankers Association) [PDF]
• 9/25/2020 – Targeted Housing Assistance for States Hardest Hit by COVID-19 (207.11 KB pdf) (Urban Institute)
• 9/23/2020 – During the Pandemic, Policymakers Should Maintain Forbearance but Fix Its Costs
• 9/4/2020 – Black and Hispanic Landlords Are Facing Great Financial Struggles because of the COVID-19 Pandemic. They Also Support Their Tenants at Higher Rates. (Urban Institute)
• 9/2020 – Recession and Recovery: The Critical Role of Housing Assistance in Promoting Economic Security for Low-Income Households [PDF] (Terner Center for Housing Innovation)
• 8/28/2020 – Before the Pandemic, Homeowners of Color Faced Structural Barriers to the Benefits of Homeownership (Urban Institute)
• 8/21/2020 – 22 Million Renters and Owners of Manufactured Homes Are Mostly Left Out of Pandemic Assistance (Urban Institute)
• 8/18/2020 – Six Facts You Should Know about Current Mortgage Forbearances (Urban Institute)
• 8/13/2020 –Why It’s Harder to Offer Mortgage Assistance to 3 Million Borrowers with Private Loans (Urban Institute)
• 8/7/2020 – Manufactured Housing (197.35 KB pdf) (Urban Institute)
• 8/6/2020 – A State Framework for Delivering Targeted Housing Assistance to People and Places Hit Hardest by COVID-19 (Urban Institute)
• 7/20/2020 – A New Mortgage Penalty Is Blocking Homeownership and Refinancing Opportunities for 255,000 Borrowers (Urban Institute)
• 7/17/2020 – The Need for a Federal Liquidity Facility for Government Loan Servicing (Urban Institute)
• 7/16/2020 - Tracking COVID-19’s Effects by Race and Ethnicity (Urban Institute)
• 7/1/2020 – To Rebuild America’s Post-Pandemic Economy, We Need to Rethink Housing (Harvard Joint Center for Housing Studies)
• 6/25/2020 – HOUSING: Preliminary Analysis of Homeownership Trends for Nine Cities (GAO)
• 6/24/2020 – To Understand a City’s Pace of Gentrification, Look at Its Housing Supply (Urban Institute)
• 6/16/2020 – Delinquent borrowers and COVID-19: Sizing the Problem (Urban Institute) [PDF]
• 6/11/2020 – FHFA Extends COVID-Related Loan Processing Flexibilities for Fannie Mae and Freddie Mac Customers Through July (FHFA)
• 6/2/2020 – Letter from 18 organizations to Treasury, HUD, FHFA, and CFPB with suggested improvements for the public portal on mortgage and rental relief options available during COVID-19 (National Housing Resource Center) [PDF]
• Homeowners’ Guide to Mortgage Solutions During the COVID-19 Pandemic (Urban Institute) [PDF]
• 5/29/2020 – New Data Suggest COVID-19 is Widening Housing Disparities by Race and Income (Urban Institute)
• 5/27/2020 – Housing Supply Constraints from before the Pandemic Will Worsen Inequality as We Start to Recover (Urban Institute)
• 5/19/2020 – Freddie Mac Announces Temporary Purchase and Refinance Eligibility Requirements for Borrowers with Existing Mortgages (Freddie Mac)
• 5/19/2020 – FHFA Announces Refinance and Home Purchase Eligibility for Borrowers in Forbearance (FHFA)
• 5/8/2020 – Mortgages and Older Adults After COVID-19 (National Community Reinvestment Coalition)
• Market Pulse: Delivering timely and relevant economic and credit insights in the wake of COVID-19 (Equifax)
• 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Chinese) [PDF]
• 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, English) [PDF]
• 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Korean) [PDF]
• 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Spanish) [PDF]
• 5/15/2020 – Can Unemployment Numbers Predict the Number of Mortgages That Will Go into Forbearance? (Urban Institute)
• 5/14/2020 – FHFA Extends Foreclosure and Eviction Moratorium (FHFA)
• 5/13/2020 – FHFA Announces Payment Deferral as New Repayment Option for Homeowners in COVID-19 Forbearance Plans (FHFA)
• 5/12/2020 – CFPB, FHFA, & HUD Launch Joint Mortgage and Housing Assistance Website for Americans Impacted by COVID-19 (CFPB)
• 5/5/2020 – Hispanic Homeowners Will Be Critical for the Next Housing Market Recovery. Here’s Why They May Struggle. (Urban Institute)
• 5/4/2020 – Sizing the Risk of Property Tax Revenue Disruption to Municipalities (CoreLogic)
• 5/1/2020 – Disaster-Related Credit Reporting Options Research Brief (FinRegLab, Inc.)
• 5/1/2020 – Mortgage and Housing Assistance During the Coronavirus National Emergency (CFPB)
• 4/27/2020 – Share of Mortgage Loans in Forbearance Increases to 6.99% (Mortgage Bankers Association)
• Sustaining Homeownership in a Crisis: An Interactive Guide for Homeowners (Freddie Mac)
• We’re Here to Help: Consumer Information (Mortgage Bankers Association)
• 4/26/2020 – US National Consumer Credit Trends Weekly Report: Originations (Equifax) [PDF]
• 4/24/2020 – Credit Availability and the COVID-19 Crisis [PDF]
• 4/23/2020 – Directory of Servicer Contacts (National Housing Resource Center)
• 4/17/2020 – More than 2.9 million homeowners already in COVID-19-related forbearance plans according to Black Knight's McDash Flash data set, represents 5.5% of all mortgages (Black Knight, Inc.)
• 4/17/2020 – The Pandemic is Shrinking the Mortgage Credit Box (Urban Institute)
• 4/15/2020 – The Impact of the Coronavirus on Mortgage Refinancings (Brookings Institute and Urban Institute)
• 4/8/2020 – Market Pulse: Impact of Current Environment on Credit Scores and Reporting (Equifax) [PDF]
• 4/7/2020 –  MBA Survey Shows Spike in Loans in Forbearance, Servicer Call Volume (Mortgage Bankers Association)
• 4/6/2020 – Guide to Coronavirus Mortgage Relief Options (Consumer Financial Protection Bureau)
• 3/27/2020 – The Price Tag for Keeping 29 Million Families in Their Homes: $162 Billion (Urban Institute)
• 3/24/2020 – Act with Speed and Focus to Protect Homeowners and Renters (Mortgage Media)
• 3/22/2020 – Letter from seven organizations to the Consumer Financial Protection Bureau, the Federal Reserve, Federal Housing Finance Agency, the US Department of Housing and Urban Development, and the US Treasury, March 22, 2020 [PDF]
• 3/20/2020 – Is the 2020 Toolkit for Helping Homeowners in Crisis Better Than What We Had in 2008? (Urban Institute)

Impact on Renters

• 9/2020 – Housing-Related Financial Distress During the Pandemic (Mortgage Bankers Association) [PDF]
• 9/25/2020 – Targeted Housing Assistance for States Hardest Hit by COVID-19 (207.11 KB pdf) (Urban Institute)
• 9/4/2020 – Black and Hispanic Landlords Are Facing Great Financial Struggles because of the COVID-19 Pandemic. They Also Support Their Tenants at Higher Rates. (Urban Institute)
• 9/2020 – Recession and Recovery: The Critical Role of Housing Assistance in Promoting Economic Security for Low-Income Households [PDF] (Terner Center for Housing Innovation)
• 8/21/2020 – 22 Million Renters and Owners of Manufactured Homes Are Mostly Left Out of Pandemic Assistance (Urban Institute)
• 8/10/2020 - Owners and Renters of 6.2 Million Units in Small Buildings Are Particularly Vulnerable during the Pandemic (Urban Institute)
• 8/6/2020 – A State Framework for Delivering Targeted Housing Assistance to People and Places Hit Hardest by COVID-19 (Urban Institute)
• 8/5/2020 – Assessing Options for Federal Rental Assistance during the Pandemic (Urban Institute)
• 7/31/2020 – Moving to a 70 Percent Income Replacement for Unemployment Insurance Benefits Will Disproportionately Hurt Low-Income Renters (Urban Institute)
• 7/24/2020 – Reducing the Amount of Federal Unemployment Insurance Would Increase Rent Burden for Millions of Households (Urban Institute)
• 7/16/2020 - Tracking COVID-19’s Effects by Race and Ethnicity (Urban Institute)
• 7/1/2020 – To Rebuild America’s Post-Pandemic Economy, We Need to Rethink Housing (Harvard Joint Center for Housing Studies)
• 6/29/2020 – What It Would Take for States to Support Renters through the COVID-19 Crisis: A Snapshot of Florida, Michigan, and Idaho (Urban Institute)
• 6/15/2020 – To Stay Stably Housed, Renters Need $16 Billion per Month in Housing Support during the COVID-19 Crisis (Urban Institute)
• 6/15/2020 How Much Assistance Is Needed to Support Renters through the COVID-19 Crisis? (Urban Institute)
• 6/2/2020 – Letter from 18 organizations to Treasury, HUD, FHFA, and CFPB with suggested improvements for the public portal on mortgage and rental relief options available during COVID-19 (National Housing Resource Center) [PDF]
• 5/29/2020 – New Data Suggest COVID-19 is Widening Housing Disparities by Race and Income (Urban Institute)
• 5/27/2020 – Housing Supply Constraints from before the Pandemic Will Worsen Inequality as We Start to Recover (Urban Institute)
• 5/15/2020 – Small Multifamily Units (Urban Institute) [PDF]
• 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Chinese) [PDF]
• 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, English) [PDF]
• 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Korean) [PDF]
• 5/15/2020 – CARES Act Policies for Homeowners and Renters (Urban Institute, Spanish) [PDF]
• 4/23/2020 – The rent is due - we need emergency rental assistance from Congress now (The Hill/Urban Institute)
• 4/23/2020 – Don't Overlook the Importance of Unemployment Benefits for Renters (Urban Institute)
• 4/13/2020 – Avoiding a COVID-19 Disaster for Renters and the Housing Market (Urban Institute)
• 4/7/2020 – COVID-19 Policy Responses Must Consider the Pandemic’s Impact on Young Renters and Renters of Color(Urban Institute)
• 4/2/2020 – The CARES Act Eviction Moratorium Covers All Federally Financed Rentals—That’s One in Four US Rental Units(Urban Institute)
• 3/27/2020 – The Price Tag for Keeping 29 Million Families in Their Homes: $162 Billion (Urban Institute)
• 3/25/2020 – We Must Act Quickly to Protect Millions of Vulnerable Renters (Urban Institute)
• 3/24/2020 – Act with Speed and Focus to Protect Homeowners and Renters (Mortgage Media)
• 3/2020 – Don’t Forget America’s 43.8 Million Renters (Amherst Capital Management) [PDF]