Housing finance
Most Americans build wealth through homeownership, an opportunity fueled by a complicated residential mortgage finance system. Urban analyzes how this $39 trillion system affects families, communities, and the economy, and offers solutions for more equitable housing finance practices. Diverse stakeholders—from investors and mortgage lenders to consumer advocates and policymakers—turn to our data, tools, and analyses to inform how they foster a sound, efficient, and resilient housing finance system that benefits all families.  

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  • Summary

    People-based special purpose credit programs are the most direct way to target resources to close the racial homeownership gap.


    Policy Centers Housing Finance Policy Center
    Tags Housing finance data and tools Housing finance at a glance: a monthly chartbook Housing finance reform Impact of crises on housing Racial homeownership gap

    Featured Experts
    Vice President, Housing Finance Policy Center
    Institute Fellow
    Senior Research Associate
    Principal Research Associate
    Equity Scholar
    Principal Research Associate

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    Staff

    • Equity Scholar
      Principal Research Associate
    • Nonresident Fellow
    • Senior Research Associate
    • Nonresident Fellow
    • Institute Fellow
    • Principal Research Associate
    • Associate Vice President, Metropolitan Housing and Communities Policy
    • Nonresident Fellow
    • Director, Strategic Communications
    • Research Assistant
    • Nonresident Fellow
    • Nonresident Fellow
    • Vice President, Housing Finance Policy Center
    • Research Assistant
    • Director, Center Operations
    • Nonresident Fellow
    • Project Administrator
    • Nonresident Fellow
    • Research Analyst
    • Policy Analyst
    • Research Associate
    • Nonresident Fellow