Housing finance
Most Americans build wealth through homeownership, an opportunity fueled by a complicated residential mortgage finance system. Urban analyzes how this $39 trillion system affects families, communities, and the economy, and offers solutions for more equitable housing finance practices. Diverse stakeholders—from investors and mortgage lenders to consumer advocates and policymakers—turn to our data, tools, and analyses to inform how they foster a sound, efficient, and resilient housing finance system that benefits all families.  
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    • The Biden administration’s student debt relief proposal could pave the way for some student loan borrowers, especially borrowers of color, to more easily purchase a home.
    Policy Centers Housing Finance Policy Center
    Tags Housing finance data and tools Housing finance at a glance: a monthly chartbook Housing finance reform Impact of crises on housing Racial homeownership gap
    Featured Experts
    Vice President, Housing Finance Policy Center
    Institute Fellow
    Senior Research Associate
    Principal Research Associate
    Equity Scholar
    Principal Research Associate
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    Staff
    • Vice President, Housing Finance Policy Center
    • Nonresident Fellow
    • Senior Research Associate
    • Nonresident Fellow
    • Institute Fellow
    • Principal Research Associate
    • Nonresident Fellow
    • Equity Scholar
      Principal Research Associate
    • Director, Strategic Communications
    • Research Assistant
    • Nonresident Fellow
    • Nonresident Fellow
    • Research Assistant
    • Director, Center Operations
    • Nonresident Fellow
    • Nonresident Fellow
    • Research Analyst
    • Policy Analyst
    • Nonresident Fellow
    • Research Associate
    • Research Assistant