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Jun Zhu

Jun Zhu

Principal Research Associate


Jun Zhu is a principal research associate in the Housing Finance Policy Center at the Urban Institute. Zhu has over 10 years of experience in housing finance and fixed income research and modeling. At Urban, she provides timely, rigorous, and data-driven research on key housing policy issues, designs and conducts quantitative studies of the housing finance market, and manages and explores housing and mortgage databases.

Prior to joining Urban, she worked as a senior economist in the Office of the Chief Economist at Freddie Mac, where she conducted research on mortgages and housing, including default, prepayment, and house price appreciation issues. While at Freddie Mac, she also served as a consultant to the US Department of the Treasury on housing and mortgage modification issues.

Zhu has published more than 50 research articles on topics such as financial crisis and government-sponsored enterprises, mortgage refinance and modification, mortgage default and prepayment, housing affordability and credit availability, and affordable housing and access to homeownership. Her research has been published in leading real estate and finance journals, such as Real Estate Economics and the Journal of Real Estate Finance and Economics. She has presented her research at major real estate and finance conferences.

Zhu holds a PhD in real estate with a minor in economics from the University of Wisconsin–Madison.