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Jun Zhu
Nonresident Fellow
Housing Finance Policy Center

Jun Zhu is a visiting assistant professor with the finance department at Indiana University–Bloomington (IU) and a nonresident fellow with the Housing Finance Policy Center (HFPC) at the Urban Institute. Before joining IU, she was a principal research associate with HFPC, where she provides timely rigorous data-driven research of key housing policy issues, designs and conducts quantitative studies of housing finance market, and manages and explores housing and mortgage databases. Before that, she was a senior economist in the Office of the Chief Economist at Freddie Mac, where she conducted research around mortgage and housing, including issues about default, prepayment, and house price appreciation. While at Freddie Mac, she served as a consultant to the US Department of the Treasury.

Zhu has published more than 50 research articles on topics such as financial crisis and GSEs, mortgage refinance and modification, mortgage default and prepayment, housing affordability and credit availability, and affordable housing and access to homeownership. Her research has published in leading real estate and finance academic and professional journals such as Real Estate Economics, the Journal of Real Estate Finance and Economics and the Journal of Fixed Income.

Zhu holds BS in real estate and a minor in computer science from Huazhong University of Science and Technology, a MS in real estate from Tsinghua University, and a PhD in real estate and a minor in economics from the University of Wisconsin–Madison.

Research Areas
Housing finance