Research Report Housing Finance at a Glance: A Monthly Chartbook, May 2026
Laurie Goodman, Michael Neal, Jung Hyun Choi, Linna Zhu, John Walsh, Daniel Pang, Katie Visalli, Aniket Mehrotra, Matthew Pruitt, Bryson Berry, Alison Rincon, Todd Hill, Anna Barcus, Erin Koons
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Housing Finance at a Glance is a monthly reference guide for mortgage and housing market data. It includes over 80 curated and updated figures describing current trends in the US housing finance market, including housing affordability, credit availability, serious delinquency rates, and mortgage insurance activity.

These trends stood out most to housing finance policy researchers from this chartbook edition:

  • The aggregate value of housing equity has slightly contracted amid flat home values and rising mortgage debt outstanding (p. 6)
  • Mortgage affordability has improved as of March 2026 (p. 24) and home sales are expected to rise (p. 22).
  • 80.7 percent of FHA loans are originated for first-time homebuyers (p. 30).
  • FHA loans have contributed to growth in mortgage insurance over the past year (p. 37).
Research and Evidence Housing and Communities
Expertise Housing Finance Policy Center
Tags Housing Finance at a Glance: A Monthly Chartbook