Articles and analysis on today's issues

In this article, we explain nonprofits’ role in thriving communities, the amount of funding nonprofits receive from government sources, and the government funding challenges nonprofits were facing before the shutdown.
New Mortgage Data Standards Could Transform the Housing Counseling Experience for Homebuyers, Homeowners, Lenders, and Investors MISMO’s housing counseling data standards and specifications will streamline communication between counselors and lenders, allow mortgage data to be tracked over a longer period, and create new ways to measure and illustrate the value of housing counseling.Two Changes to Congress’s Proposed Student Loan Repayment Assistance Program Could Better Help Borrowers To better support borrowers struggling to repay their student loans, federal policymakers could consider adjusting payment thresholds for inflation and removing a substantial penalty for married borrowers.Closing Racial Income, Housing, and Education Gaps Benefits Local Economies Often, equity and growth are treated as competing goals, but new research shows this isn’t true. Equity isn’t just a moral goal; it’s an economic growth strategy.Medicaid Is Essential for Addressing the Homelessness Crisis. The Reconciliation Bill Would Make It Worse. Medicaid has been essential for scaling supportive housing models that increase access to treatment and recovery for people experiencing homelessness, but the reconciliation bill would disrupt these services, shifting costs back to hospitals and jails.How Does the Federal Tax Credit Scholarship Proposal Stack Up Against Other Federal Investments in K–12 Education? Plans to divert up to $5 billion in federal tax dollars through the reconciliation bill for educational expenses including private school choice constitutes a substantial change in how federal dollars flow to K–12 education.Cities Are Worried About Losing Families. DC Can Set an Example for How to Keep Them. Washington, DC, already has policies for making the city more attractive and affordable for families with young children, but the mayor’s proposed budget reduces or eliminates funding for many of these programs, which could cause families to leave.