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Automatic enrollment is the most effective way to ensure all families can benefit from the wealth-building opportunities that Trump accounts offer.
The DC Area Has an Affordability Problem, and Disruptions to Nonprofits’ Government Funding Could Worsen It Residents are grappling with increasing costs of living and income losses from federal workforce reductions. Cuts to nonprofits’ funding this year could make it harder for communities to access needed supports.HUD’s Family Unification Program Works—But How Communities Implement the Program Matters We offer four ways federal, state, and local policymakers can better implement the Family Unification Program and provide more children the opportunity to grow up in a safe, stable environment.Incarcerated Worker Cooperatives Are a Promising Step to Improving the Criminal Legal System Evidence shows incarcerated worker co-ops build skills, develop social capital and assets, lower recidivism rates, and generate long-term, community-wide benefits.How Local Governments Can Support Small Businesses Struggling with Economic Uncertainty and High Costs San Francisco offers an example model for other cities seeking to create the local regulatory environment necessary for small businesses to thrive.Portable Mortgages Could Alleviate Homeowner Lock-In but Come with Challenges and Do Not Solve the Housing Supply Problem Portable mortgages offer current homeowners flexibility and savings on origination costs, but widespread implementation would be difficult, would raise interest rates, and would not solve housing affordability.Four Reasons Assumable Mortgages are Unlikely to Stimulate the Housing Market Assumable mortgages are a sound idea in theory, but they would likely result in higher monthly payments for borrowers without alleviating supply concerns.
