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Articles and analysis on today's issues
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Automatic enrollment is the most effective way to ensure all families can benefit from the wealth-building opportunities that Trump accounts offer.
Homeowners Have Limited Options to Finance Renovations. Here’s How Federal Policymakers Could Help By making renovation financing more accessible, federal policymakers and agencies could help more households—especially those with lower incomes—improve their homes and maintain the US housing stock.Federal Funding Cuts Undermine Localities’ Progress on Homelessness Los Angeles and other cities and counties have been working to reduce homelessness, but recent federal funding cuts threaten these efforts.What We Do and Don’t Know About Private Equity Investment in Early Childhood Education A research agenda is needed to analyze the role of private equity in early childhood care and education and inform future laws and regulations.Home Price Indexes Don’t Fully Capture Home Improvement Spending, Overestimating Appreciation The low rate of housing obsolescence—despite the country’s aging housing stock—is explained by the fact that homeowners are continually investing in home improvements. But these expenditures are not adequately reflected in home price indexes.Will Regulating Large Institutional Investors Actually Make Housing More Affordable? An executive order issued by President Trump seeks to ban large institutional investors from purchasing single-family homes, yet the proposal may not effectively address housing affordability.A 25 Percent Social Security Benefit Cut Would Be the Equivalent of Unemployment Rates Increasing by an Average of 0.6 Percentage Points If the Social Security trust fund is depleted, the income losses from the resulting benefit reductions would be equivalent to the unemployment rate increasing by up to 2.7 percentage points in some US counties.
