Articles and analysis on today's issues
The US added more multifamily housing between 2021 and 2025 than any other time in the past 37 years, with downtown Brooklyn and Nashville leading the way.
A significantly improved appraisal process has reduced the riskiness of refinance mortgages Historically, purchase mortgages have defaulted less often than refinance mortgages.How the gender pay gap affects the earnings premium of college degrees Women make up a growing share of the college-educated population but are still paid less than men for similar work.What Vermont taught us about fighting food insecurity Vermont has made strides in tackling childhood hunger, but nearly 19,000 children still face food insecurity.We need better tools to measure bias in data that drive decisionmaking Governments have reason to be worried as they turn to data and algorithms to make public policy decisions.What does bikeshare trip data reveal about connections across DC neighborhoods? Bikeshare riders generally travel to neighborhoods that have similar demographics to where they start.Most CRA-qualifying loans in low- and moderate-income areas go to middle- and upper-income borrowers Banks get credit under the CRA for providing single-family mortgages to low- and moderate-income borrowers.