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DC business leaders praise the District’s innovative, family-friendly child care policies and offer recommendations for how the child care and business sectors can overcome persistent affordability challenges.
Using Rental Payments in Mortgage Decisions Could Create a More Inclusive Housing Finance System Thanks to technological innovations, the use of rental payment data could again become a staple of mortgage finance.Four Questions States Can Consider for Using the Justice Reinvestment Initiative Process to Address Racial and Ethnic Disparities in Criminal Legal Systems To advance racial equity in criminal legal systems using the Justice Reinvestment Initiative process, here are questions states can consider to identify disparities, address them, and continue to monitor changes.A Newly Proposed Earnings Standard for Higher Education Is Surprisingly Tough The Biden administration has proposed reviving the “gainful employment” rule with an additional test to hold college programs accountable, but two tests may not be better than one.Three Challenges Facing Single Female Borrowers Entering the Mortgage Market Single female mortgage borrowers are more likely to be people of color and to have lower incomes than single male borrowers, and our analysis shows they are less likely to refinance.Child Care Systems Don’t Align with What Parents Working Nontraditional Hours Recommend Policymakers weighing how to best meet the child care needs of parents who work nontraditional hours should listen to what parents want and need.A Student Debt Blind Spot in the Gainful Employment Rule for College Programs As policymakers consider developing regulations on federal aid for college programs, a gainful employment rule that compares graduates’ earnings to other metrics, such as tuition prices, could provide greater protections than a debt-to-income test.
