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It is important that the stimulus package includes not only forgivable loans, but also forms of cash assistance.
Expanding and strengthening small-dollar lending practices can help improve families’ financial resiliency through the pandemic and beyond.
This funding will keep renters and homeowners housed for the next three to six months, giving them time to recover from the massive COVID-19 shock and reducing the likelihood of a full-blown housing market collapse.
Though the current plan will help struggling borrowers avoid further negative consequences, it won’t increase cash flow for the most vulnerable groups.
Now—during the COVID-19 crisis—is the best time for investing in skills.
As colleges across the country move toward distance education to close out the school year, looming questions about equitable access for students remain.
Current actions are not nearly enough to ensure renters can remain in their homes.
Policymakers and public officials can take steps to mitigate the spread of racism and xenophobia, prevent further misinformation, and support vulnerable communities.
These costs could create significant financial hardships—particularly among employees without paid sick leave who would already be losing wages while missing work to receive treatment.
Despite the nation being at the tail end of its longest economic expansion on record, many hourly and self-employed workers were already struggling to make ends meet before the outbreak.

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