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If Social Security benefits are reduced, not only will people and families face hard decisions, but states and local businesses may also see increased budgetary pressures.
Portable Mortgages Could Alleviate Homeowner Lock-In but Come with Challenges and Do Not Solve the Housing Supply Problem Portable mortgages offer current homeowners flexibility and savings on origination costs, but widespread implementation would be difficult, would raise interest rates, and would not solve housing affordability.Four Reasons Assumable Mortgages are Unlikely to Stimulate the Housing Market Assumable mortgages are a sound idea in theory, but they would likely result in higher monthly payments for borrowers without alleviating supply concerns.Which Communities Stand to Lose the Most Business and Tax Revenue if Social Security Benefits Are Cut? If Social Security benefits are reduced, not only will people and families face hard decisions, but states and local businesses may also see increased budgetary pressures.Massachusetts Nonprofits Had a Growing Workforce and Diverse Revenue Streams Leading into 2025, but Government Funding Disruptions Challenge Those Strengths Data from the Nonprofit Trends and Impacts Study from 2019 to 2025 offer insights that can help nonprofits, funders, and policymakers understand and adapt to challenges like government funding disruptions.Four Steps State Education Leaders Can Take to Ensure Students Have the Math Skills They Need for In-Demand Jobs At a time when young people are facing increasing entry-level job competition, ensuring they have the math skills needed to achieve their career goals and meet local workforce needs is more important than ever.Federal Home Loan Banks Significantly Reduce the Risk of Financial Crises New research finds that banks rely more heavily on FHLBank advances during times of stress, reducing their likelihood of failure. As a result, the Federal Home Loan Banks significantly increase the banking system’s financial stability, adding value of $13.2 to $21.4 billion each year.
