Articles and analysis on today's issues
Making child care more affordable for parents who are early educators can help stabilize the child care workforce, increase the supply and quality of care, and benefit child care businesses.
How Changing Veterans Affairs Refinancing Terms Could Help Make Housing More Affordable The current streamlined VA refinancing program and the ability to roll all closing costs into the rate has resulted in higher mortgage rates for both Federal Housing Administration and VA borrowers.There’s a Child Care Shortage in the US. Offering Guaranteed Child Care Assistance to Early Educators Who Are Parents Can Help Making child care more affordable for parents who are early educators can help stabilize the child care workforce, increase the supply and quality of care, and benefit child care businesses.The ROAD to Housing Act Calls on HUD to Expand Access to Small-Dollar Loans. Here Are Two Strategies It Could Use A successful small-dollar loan pilot should reduce fixed origination costs for borrowers and provide incentives for lenders to make more of these loans.Should Governments Use Preemption to Regulate AI? As lawmakers develop legal frameworks for AI, they need a clearer understanding of how AI preemption—federal and state law overriding lower level AI rules—affects public interest and community well-being.More Than 75 Percent of Americans Now Support Baby Bonds—an Increase from 2025 Support grew across political affiliations and income groups, signaling broad interest in asset-building policies for children.How Philanthropy Can Help Protect K-12 Data Amid Federal Education Policy Shifts As federal and state policy landscapes continue to evolve, the need for proactive, coordinated approaches to protecting K–12 education data will only grow.