The blog of the Urban Institute
In the news:
Renters with low incomes have struggled more than to make on-time payments, have had less ability to save money, and have fewer opportunities to cut back on their expenses.
Four Ways to Better Support Young Adults Transitioning out of Foster CareAfter 23 years, Chafee, the major federal legislation supporting transition-age young people in foster care, still has a long way to go in achieving its goals. What Parking Ticket Data Can (and Cannot) Tell Us amid Calls to Reform Fines and FeesIf we know how, where, and why parking tickets are issued, we might better understand how to make parking enforcement more efficient and equitable. Second-Lien Securitization Could Be Key to Accessing Home Equity in a High-Rate EnvironmentSecond liens could allow homeowners to tap into the their accumulated home equity while keeping their low fixed-rate mortgage, but securitization is the key to the development of a robust second-lien market. Harnessing Consumer Data Can Provide a Holistic View of Financial Well-BeingAn examination of the 2015 expansion of the Military Lending Act using credit data shows that the policy did little to improve the financial well-being of those with subprime credit scores. How Federal Policymakers Can Promote Affordable Housing Production in Exclusionary CommunitiesA new federal grant program offers the Department of Housing and Urban Development a chance to address inequitably distributed subsidized housing across localities nationwide. How to Engage Landlords to Strengthen Renter Stability ProgramsEnsuring landlords are strong partners will help more equitably and effectively deliver assistance to renters.