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Articles and analysis on today's issues
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The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Five Principles Landlords Can Follow to Take a More Active Role in Preventing Evictions With COVID-19 renter protections waning, evictions have risen again in many communities, but rental property owners and operators can take proactive steps to improve their tenants’ stability.Strategies to Improve the Certified Nursing Assistant Workforce Crisis Urban Institute research and strategies from around the country point to possible solutions to improve outcomes for Certified Nursing Assistants.Four Ways to Better Support Young Adults Transitioning out of Foster Care After 23 years, Chafee, the major federal legislation supporting transition-age young people in foster care, still has a long way to go in achieving its goals.What Parking Ticket Data Can (and Cannot) Tell Us amid Calls to Reform Fines and Fees If we know how, where, and why parking tickets are issued, we might better understand how to make parking enforcement more efficient and equitable.Second-Lien Securitization Could Be Key to Accessing Home Equity in a High-Rate Environment Second liens could allow homeowners to tap into the their accumulated home equity while keeping their low fixed-rate mortgage, but securitization is the key to the development of a robust second-lien market.Harnessing Consumer Data Can Provide a Holistic View of Financial Well-Being Urban's Financial Well-Being Data Hub seeks to inform actionable solutions that advance equity and improve households’ financial security.
