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The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Baby Bonds Would Reduce Racial Wealth Inequities. Here’s What Policymakers Need to Know. New analysis shows that emerging baby bonds policies have great potential to reduce wealth gaps between Black and white Americans.This Collaborative Tool Can Help Local Leaders Plan for Climate Change Exploratory scenario planning can push users to break out of established thinking patterns and develop creative solutions to one of society's most pressing problems.What It Means to Be a Good Citizen, According to DC-Area Young Adults Young adults’ differing definitions of a good citizen influence how they engage in their communities and the burden they face in trying to do so.How to Better Leverage the Low-Income Housing Tax Credit Program for Affordable Rental Housing Production Expanding the Low-Income Housing Tax Credit program and finding innovative ways to fund the construction of affordable rental housing outside the program could help more people with low incomes access stable rental housing they can afford.Creando Avenidas para la Inclusión Financiera de Familia Latinas Las comunidades latinas son el segmento con la más alta tasa de crecimiento en la economía estadounidense, sin embargo, es una comunidad que esta rezagada de los sistemas financieros. Esta brecha se puede cerrar con ayuda de políticas públicas y por medio de políticas financieras privadas también.Creating Avenues to Financial Inclusion for Latino Families Latino communities are the fastest-growing consumer base in the US economy but are often excluded from financial systems, a gap policymakers and financial leaders can help close.
