Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Improving Official Statistics with Opt-In Disclosure Protection Current disclosure protection methods can limit the accuracy of smaller demographic groups’ data, leading to insufficient funding allotments and political underrepresentation.Who Governs the Community Disaster Resilience Zones? Nearly 900 governments—including county, municipal, and township governments—include a community disaster resilience zone, which could lead to overlapping administrative responsibilities.When Given Cash, Young Men Increase Healthy Behavior Direct cash transfers paired with after-school programming can help young men live healthier and happier lives.Climate Planning Has Left Out Disabled People in Rural Areas. Here’s How to Fix That. One in 3 adults in rural America has a disability. Here’s what’s needed to advance equitable climate outcomes for them.Expanding Down Payment Assistance Awareness Could Help More People Afford a Home More than 1,600 programs offer down payment assistance nationwide, but many new homebuyers don’t know they may be eligible for assistance.Considering the Impacts of Federal Infrastructure Investments on Racial Equity Historically, federally funded infrastructure has reinforced patterns of disinvestment rooted in systemic racism, but with large new investments in infrastructure, policymakers can improve conditions and repair communities.