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Articles and analysis on today's issues
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The US added more multifamily housing between 2021 and 2025 than any other time in the past 37 years, with downtown Brooklyn and Nashville leading the way.
People With Lower Incomes May Be Investing in Crypto More Than You Think New data on cryptocurrency use among people with low and moderate incomes from SaverLife and the Urban Institute counter popular narratives about who uses cryptocurrency and why.AI Is Becoming a Go-To for Data Questions. How Reliable Are the Answers? AI tools are quickly becoming a “front door” to information, but the current versions have some clear limitations when it comes to pulling reliable insights from public data sources.What Are School District Secessions, and How Common Are They? A new database offers comprehensive insights into school districts’ attempts to withdraw from existing school districts and form new ones—a decision that shapes students’ access to education resources.High Interest Rates and Expensive Home Prices Continued to Make Homeownership Less Affordable in 2025, New Data Show We explore three trends in the latest release of Home Mortgage Disclosure Act data.More Households Are Using Buy Now, Pay Later. What Does That Mean for Homeownership? The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.How Do Households with Low and Moderate Incomes Build Wealth, and How Can Practitioners Improve These Pathways? Understanding how these households use business equity, home equity, and retirement savings to create wealth can help practitioners and policymakers design better tools, supports, and policies and help more families build assets over time.
