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Articles and analysis on today's issues
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To use AI tools effectively, local leaders must optimize documents and information for AI, implement guardrails, and rely on human expertise to evaluate risks and benefits.
Cash-out refinancing is on the rise again. Here’s why we aren’t worried The cash-out refinance share of all refinances is at the highest point since the 2008 financial crisis.Five trends in police body camera legislation As more law enforcement agencies nationwide use police body-worn cameras, states are developing and refining policy guidance.LIBOR’s phaseout could make holders of reverse and adjustable-rate mortgages billion-dollar winners Due to expire in three years, LIBOR currently sets the rate for 2.8 million adjustable-rate mortgages and most reverse mortgages.With Social Security Disability Insurance in a stronger position, reforms should turn to early intervention Promising evidence shows the effectiveness of early intervention in helping newly at-risk workers.How social science helps build resilience in the face of disasters Children and older adults have unique needs in the wake of natural disasters.Jail reform can—and should—come in many shapes and sizes Local decisions and dynamics are contributing to America’s high incarceration rates.
