Articles and analysis on today's issues
To use AI tools effectively, local leaders must optimize documents and information for AI, implement guardrails, and rely on human expertise to evaluate risks and benefits.
The Surge of Investors in Single-Family Homes Raises Three Concerns Last year, investors purchased one-fifth of all single-family starter homes on the market, double the number they bought 20 years ago."Free College" Does Not Eliminate Student Debt Making public college tuition “free” might have a smaller impact on student debt than many expect.Five Elements Cities Need to Address "Hypervacancy" and Catalyze Neighborhood Recovery Reclaiming vacant properties is a complex problem requiring collaborative approaches.Rents Are Too High. Here Are Three Ways to Get the Data We Need to Fix That. Where are rents increasing fastest? And what effects do policies have on local rental markets?Mortgage Debt Has Peaked. Why Has the Share of Homeowners with a Mortgage Fallen to a 13-Year Low? The household-owned value of the housing market is now higher than the pre-crisis peak of $22.68 trillion in 2006.What Happens When We Forgive Debt from Child Support Payments? A pilot program in San Francisco provided debt relief to parents with debt related to child support.