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The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
When Researchers Build Trust, “Hard-to-Reach” Undocumented Communities Aren’t So Hard to Reach Five ways researchers can ensure their studies aren’t extractive and communities benefit from their work.New Data Show Inflation Could Undermine Families of Color’s Financial Resilience. How Can Policymakers Help? Because of structural barriers, communities of color are most likely to experience food insecurity and have debt in collections—limiting their financial resilience in the face of inflation.Why Have Mortgage Rates Gone Up So Much? Mortgage rates have risen more than longer-term Treasury rates in response to Federal Reserve monetary tightening actions, further decreasing housing affordability.Three Ways Federally Assisted Housing Can Improve Equity in Reasonable Accommodations for Disabled Residents In 2021, almost one in every four residents of federally assisted housing reported having a disability.Could a Rarely Used Government-Backed Loan Feature Help Level the Playing Field in Today’s High-Interest Housing Market? Assumable loans could help break down barriers to homeownership for households with low and moderate incomes, but housing finance reforms are needed to ensure these loans can realize their full potential.Communities of Color Disproportionally Suffer from Medical Debt The racial disparities across medical debt holders in Knox County, Tennessee, are emblematic of inequities nationwide that are borne from structural discrimination.
