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The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
AI Is Becoming a Go-To for Data Questions. How Reliable Are the Answers? AI tools are quickly becoming a “front door” to information, but the current versions have some clear limitations when it comes to pulling reliable insights from public data sources.What Are School District Secessions, and How Common Are They? A new database offers comprehensive insights into school districts’ attempts to withdraw from existing school districts and form new ones—a decision that shapes students’ access to education resources.High Interest Rates and Expensive Home Prices Continued to Make Homeownership Less Affordable in 2025, New Data Show We explore three trends in the latest release of Home Mortgage Disclosure Act data.More Households Are Using Buy Now, Pay Later. What Does That Mean for Homeownership? The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.How Do Households with Low and Moderate Incomes Build Wealth, and How Can Practitioners Improve These Pathways? Understanding how these households use business equity, home equity, and retirement savings to create wealth can help practitioners and policymakers design better tools, supports, and policies and help more families build assets over time.To Deliver Quality Transit Service, Agencies Must Invest in Workforce Recruitment and Retention A new analysis clarifies that transit agencies generally, but not always, offer wages on par with those elsewhere in the transportation field. But agencies could make several key changes to improve their chance of recruiting and retaining job holders.
