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Articles and analysis on today's issues
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To use AI tools effectively, local leaders must optimize documents and information for AI, implement guardrails, and rely on human expertise to evaluate risks and benefits.
Why Have Mortgage Rates Gone Up So Much? Mortgage rates have risen more than longer-term Treasury rates in response to Federal Reserve monetary tightening actions, further decreasing housing affordability.Three Ways Federally Assisted Housing Can Improve Equity in Reasonable Accommodations for Disabled Residents In 2021, almost one in every four residents of federally assisted housing reported having a disability.Could a Rarely Used Government-Backed Loan Feature Help Level the Playing Field in Today’s High-Interest Housing Market? Assumable loans could help break down barriers to homeownership for households with low and moderate incomes, but housing finance reforms are needed to ensure these loans can realize their full potential.Communities of Color Disproportionally Suffer from Medical Debt The racial disparities across medical debt holders in Knox County, Tennessee, are emblematic of inequities nationwide that are borne from structural discrimination.What Barriers Do Latine Families Face Accessing Tax Benefits? An Interview with Angela Divaris “We can all be more attuned to how immigrants are affected by tax laws.”Inequitable Criminal Legal Fines and Fees are Ripe for State Reforms States’ surging tax revenues and federal aid present an opportunity to reform local reliance on fines and fees that often have racially disparate effects.
