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Articles and analysis on today's issues
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To use AI tools effectively, local leaders must optimize documents and information for AI, implement guardrails, and rely on human expertise to evaluate risks and benefits.
Four Steps State Education Leaders Can Take to Ensure Students Have the Math Skills They Need for In-Demand Jobs At a time when young people are facing increasing entry-level job competition, ensuring they have the math skills needed to achieve their career goals and meet local workforce needs is more important than ever.Federal Home Loan Banks Significantly Reduce the Risk of Financial Crises New research finds that banks rely more heavily on FHLBank advances during times of stress, reducing their likelihood of failure. As a result, the Federal Home Loan Banks significantly increase the banking system’s financial stability, adding value of $13.2 to $21.4 billion each year.Six Questions to Evaluate the White House’s Proposal to Extend Affordable Care Act Enhanced Premium Tax Credits With consumers already seeing higher premiums from imminently expiring enhanced premium tax credits, federal policymakers will need to ensure that any plan can be operationalized quickly and doesn’t make health care less affordable for Americans.HUD Policy Change Could Push 4,000 Veterans with Disabilities Out of Housing In the past decade, the number of veterans experiencing homelessness on any given night has been cut in half, but a new US Department of Housing and Urban Development policy threatens to undermine that progress.HUD’s English-Only Directive Could Hurt the Federal Housing Administration’s Mission and Financial Health Serving multilingual borrowers is good for consumers and the housing finance system. Amid federal changes, public and private mortgage industry participants can help fill language gaps.About Six Million Americans Have Fallen Behind on Student Loan Payments, a Return to Prepandemic Levels Two years after student loan payments have resumed, millions of Americans are once again behind on their student loans.
