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DC policymakers considering TOPA changes should understand the implications for owners and renters of two-to-four-unit rental buildings.
GSE Capital Requirements Inhibit Incorporating Rental Payment History in Mortgage Underwriting Research has shown including rental payment histories in mortgage underwriting can increase access to homeownership, but capital requirements prevent federal housing agencies from expanding their use of rental payment history.How to Minimize Credit Risk for Defaulted Student Loan Borrowers A new analysis underscores the mixed incentives around exiting student loan default.How a Fresno Program Is Designing a Holistic Approach to Meeting Residents’ Diverse Wealth-Building Needs The Prosperity Coaching Network serves as a promising model to address longstanding challenges to economic mobility in Fresno, California, and other communities across the US.Aiming for Equity? How Three Regions Spent Their Early COVID-19 Recovery Dollars New analysis of how three cities approached using American Rescue Plan funding has surfaced best practices for ensuring an inclusive, equitable recovery.Eighty Percent of Homes on the Market Aren’t Affordable for Households Earning Median Incomes or Less Complementary policies that alleviate supply and demand challenges will be critical for ensuring many prospective buyers don’t get boxed out.How Collective Impact Initiatives Can Use Results Frameworks to Advance Inclusive Economic Development Though results frameworks haven’t been widely applied in collective impact work, the emphasis on collaboration makes this approach especially helpful for building consensus across diverse stakeholders.
