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As lawmakers develop legal frameworks for AI, they need a clearer understanding of how AI preemption—federal and state law overriding lower level AI rules—affects public interest and community well-being.
Is homeownership inherited? A tale of three millennials A child’s likelihood of being a homeowner increases 8.4 percentage points if their parents are homeowners.Accessing opportunity neighborhoods: Learning through tiered-evidence grantmaking A growing grantmaking approach builds the knowledge base about approaches to expanding opportunity.Why do lenders deny small-dollar mortgages at higher rates? Only a quarter of homes sold for $70,000 or less in 2015 were financed with a mortgage.Problems with damage assessments can keep disaster victims from receiving the help they need Last year’s slew of natural disasters revealed potential problems in the line of disaster data collection.Expanding the earned income tax credit could encourage, rather than require, more work The President's Council of Economic Advisers discounts the EITC's potential to bring more Americans into the workforce.Four ways financing differs for manufactured homes Manufactured homes could help ease the affordable housing crisis, but borrowers' financing options can be confusing.
