“New mobility” technologies, such as car sharing, ride sharing, ride sourcing, electric scooters, and dockless and docked bike sharing, are providing residents a growing number of options to travel within and across neighborhoods (Clewlow, Foti, and Separd-Ohto 2018). These forms of mobility provide on-demand transportation options and operate outside traditional public transportation systems. As new mobility

July 7, 2020
Research Report
 

To inform federal and state decisions about policies to mitigate material hardship created by the current economic and public health crises, Urban is using its Analysis of Transfers, Taxes, and Income Security (ATTIS) microsimulation model to project poverty rates for 2020. We project that without the current COVID response policies in place (no stimulus checks, and no expansions to SNAP or unemployment benefits

July 6, 2020
Brief
 

On May 20, 2020, the Office of the Comptroller of the Currency issued a final set of regulations intended to modernize the Community Reinvestment Act. While some improvements were made from the proposed regulations, the new regulations suffer from four big problems: There is no evidence of the impact of the new regulations; The primary metric used for assessing CRA compliance neglects community needs; The

July 2, 2020
Brief
 

This brief presents interim findings from the first year of Urban’s assessment of Warren County, Ohio’s Child Assessment and Response Evaluation (CARE) project. CARE—a cross-agency initiative between law enforcement, first responders, and child service agencies--was designed to quickly assess children’s exposure to trauma after witnessing an adult’s substance overdose and connect families to services and

July 1, 2020
Brief
 

This report describes the Tax Policy Center (TPC) Microsimulation Model’s revamped health module.  The TPC tax model uses the health module for simulating tax expenditures for health care, analyzing changes in the tax treatment of employer-provided health benefits, and evaluating health-related taxes and credits. The new health module improves upon the prior one in a number of ways. The new health module is

July 1, 2020
Research Report
 

Federal tax law provides several tax benefits for homeowners. This chartbook focuses on the home mortgage interest deduction. We provide updated estimates of the distributional effects of the home mortgage interest deduction, show how those estimates could change if people pay down their home mortgages in response to an elimination of the deduction, and provide estimates of revenue-neutral reform alternatives

July 1, 2020
Brief
 

The Urban Institute developed the Analysis of Transfers, Taxes, and Income Security (ATTIS) model to forecast the potential impacts of policy changes to safety-net programs on individuals and families at both the national and state levels. ATTIS is a powerful tool to provide estimates by state because it starts with a baseline of data from the US Census Bureau’s American Community Survey (ACS). The ACS, which

July 1, 2020
Fact Sheet
 

The COVID-19 pandemic continues to take a severe toll on the US labor market. In this brief, we examine the pandemic’s effects on US adults’ employment and incomes and the extent to which those suffering economic hardship have been able to access unemployment benefits. To do so, we use new data from the first wave of the Urban Institute’s Coronavirus Tracking Survey, a nationally representative survey of

June 30, 2020
Brief
 

In this brief, we examine how material hardship and worries about meeting basic needs changed after implementation of the Coronavirus Aid, Relief, and Economic Security (CARES) Act, which expanded eligibility and benefits for unemployment insurance (UI) and authorized one-time economic impact payments to most US households to mitigate the negative economic effects of the COVID-19 pandemic. To do so, we use new

June 30, 2020
Brief
 

Harmful traditional practices (HTPs) are forms of gender-based violence, sustained by tradition, that are destructive to the well-being of women and girls subjected to them and to their communities’ development prospects. HTPs are often seen as primarily issues in rural areas, but the available evidence suggests a more nuanced picture. This brief seeks to better understand the drivers of HTPs in urban areas and

June 30, 2020
Research Report
 

Women traveling on public transportation in cities experience gender-based violence, particularly sexual harassment, which harms their social and economic well-being. Several interventions to address gender-based violence on public transportation are gaining traction, although the evidence base supporting them is limited. Strategies that address this violence should acknowledge that (1) women have specific needs

June 30, 2020
Research Report
 

This brief examines insurer responses to the COVID-19 pandemic. We conducted structured discussions with 25 different insurers across the country to assess the impact the pandemic has had on their companies as well as actions they have taken to aid in the pandemic response. From a coverage perspective it appears that many employers have kept workers enrolled in benefits longer than anticipated and so insurers

June 29, 2020
Brief
 

While earned income tax credit (EITC) expansions are typically associated with improvements in maternal mental health, little is known about the mechanisms through which the program affects this outcome. The EITC could primarily affect mental health through changes in family financial resources, changes in labor supply or changes in health insurance coverage of participants. We attempt to disentangle these

June 29, 2020
Journal Article
 

In rural, suburban, and urban counties throughout North Carolina, serious housing challenges undermine economic success and resident well-being. These urgent housing issues in North Carolina both precede and are exacerbated by the economic and health risks caused by the COVID-19 pandemic. No county in the state has enough affordable housing to meet the current needs of its residents with the lowest incomes,

June 26, 2020
Research Report
 

The June 2020 edition of At A Glance, the Housing Finance Policy Center’s reference guide for mortgage and housing market data, includes updated figures describing first lien origination volume, cash-out refinances, national home price appreciation and credit availability for purchase loans. Housing Finance at a Glance: Monthly Chartbooks Archive

June 25, 2020
Research Report
 

This report analyzes the cost effectiveness of the Moving to Work (MTW) demonstration. MTW is a HUD demonstration that gives selected public housing agencies greater flexibility with their spending and the ability to provide innovative housing assistance to low-income households. In this report, we use 15 years of administrative data to compare changes within agencies that join the MTW demonstration with

June 23, 2020
Research Report
 

Many politicians, policy makers, and analysts have debated whether the Affordable Care Act (ACA) would have negative effects on the labor market, such as reducing employment, earnings, or hours worked. Building on the existing literature, we investigated how workers' coverage changed under the ACA and whether coverage gains were associated with changes in labor market outcomes across occupations through 2017. We

June 19, 2020
Journal Article
 

Many high schools across America run work-based learning programs to help students apply and expand knowledge gained in the classroom to real-world applications. Youth apprenticeship ensures that students earn income while they learn the skills for a rewarding career. Iowa’s statewide initiative to expand youth apprenticeships is notable for the quality and focus of work-based learning through Registered

June 19, 2020
Brief
 

Teens often feel compelled take on adult economic responsibilities when their families struggle to make ends meet. Our schools can make it incredibly difficult for young people to balance these responsibilities and stay on track to graduate. This toolkit provides practical recommendations for school systems, as well as state and federal policymakers, on how to identify young people before they fall behind; make

June 18, 2020
Research Report
 

The Supplemental Nutrition Assistance Program (SNAP) helps millions of households with low or no incomes purchase food. Households currently access SNAP benefits using electronic benefits transfer (EBT) cards, which work like debit cards. With new payment technologies available and with the growing need for online purchasing options amid the COVID-19 pandemic, it is vital that SNAP benefit delivery evolves to

June 18, 2020
Brief
 

The US population is becoming more educated, but large gaps in postsecondary attainment based on race or ethnicity remain, particularly at more selective colleges. As a growing number of jobs require a college degree, it is imperative to increase college access among all racial and ethnic groups. In this report, we examined whether different racial and ethnic groups have equal access to higher education by

June 18, 2020
Research Report
 

In 2018, the Trump administration proposed sweeping changes to the “public charge” rule that would make it more difficult for applicants to obtain green cards or temporary visas if they have used noncash public benefits such as the Supplemental Nutrition Assistance Program (SNAP), Medicaid, or housing assistance. Though the rule was not implemented until February 2020, research indicates that “chilling effects

June 18, 2020
Brief
 

The Supplemental Nutrition Assistance Program (SNAP) helps millions of households with low or no incomes purchase food. Households currently access SNAP benefits using electronic benefits transfer (EBT) cards, which work like debit cards. With new payment technologies available and with the growing need for online purchasing options amid the COVID-19 pandemic, it is vital that SNAP benefit delivery evolves to

June 18, 2020
Fact Sheet
 

This report assesses the evidence base and range of opportunities for global action on climate resilience. This assessment comes as the resilience movement continues to evolve, yet the urgency and magnitude of the need have increased. Expanding urbanization and increasing exposure to hazards affect all places on the planet, but particularly the most socially, economically, and politically vulnerable communities

June 17, 2020
Research Report
 

Opportunity Zones (OZs) are gaining momentum, and now that the rules regulating them are clearer, investors, local officials, developers, and businesses have been engaging with the incentive. In the two years since the Tax Cut and Jobs Act of 2017 created the incentive and Treasury-designated Zones, hundreds of Qualified Opportunity Funds (QOFs) have been created, and OZ investment was beginning to flow until

June 17, 2020
Research Report