Over the past 15 years, the Twin Cities real-estate market has been transformed by the rise of single-family rental units—stand-alone homes that, rather than being owned by their residents, are rented out. Growth in such units isn’t unique to the Twin Cities, but the area’s rise in single-family rentals has coincided with declining homeownership among residents, a widening Black-white homeownership gap, and a

June 11, 2021
Brief
 

Homeownership offers an avenue for families to build wealth and find stability in a community. But access to homeownership in the Twin Cities, just as in the rest of the United States, is not equitably distributed. In fact, the Twin Cities region has the largest Black-white homeownership gap in the country, and in this fact sheet we show where the gap is growing. This stark divide, which is rooted in historical

June 11, 2021
Brief
 

In the Twin Cities, housing, economic mobility, and racial equity are inextricably linked. The region is home to the largest Black-white homeownership gap in the nation, rising rents, increasing racialized displacement, and limited opportunities for Black, Indigenous, and people of color and low-income communities to build wealth through property ownership. In this report, we examine racial gaps in homeownership

June 11, 2021
Research Report
 

Issue: Automatic enrollment is receiving increased policy attention as a means of achieving universal coverage. Auto-enrollment also could have eliminated insurance gaps that occurred during the COVID-19 pandemic. However, it could face resistance from some Americans who would newly be expected to pay premiums. The approach also raises difficult design and implementation issues. Goal: Explore how two auto-

June 10, 2021
Research Report
 

New Jersey’s state grant program delivers the highest level of need-based aid per student in the country. And the state’s major grant program, the Tuition Aid Grant (TAG), funds all eligible students, rather than excluding students when the funding runs out. But different levels of grant aid for enrollment in different institutions within sectors, combined with a confidential need analysis formula, make it

June 10, 2021
Research Report
 

Libby Doyle, a Research Analyst in the Justice Policy Center, and Leah Sakala, a Senior Policy Associate in the Justice Policy Center, provided testimony for a public budget oversight hearing on the Office of Neighborhood Safety and Engagement and the Metropolitan Police Department before the District of Columbia Committee on the Judiciary and Public Safety. In their testimony, Doyle and Sakala discuss lessons

June 10, 2021
Testimony
 

Efforts to advance racial equity and boost upward mobility will require a robust national commitment to reversing the legacy of segregation and disinvestment that disproportionately harm low-income communities of color. The federal government can play a central role by catalyzing and supporting reparative work within communities, in partnership with local and state governments, regional coalitions, and

June 10, 2021
Research Report
 

Janet Holtzblatt, senior fellow in the Tax Policy Center, testified before the Select Revenue Measures and Oversight subcommittees of House Ways and Means at a hearing on the tax gap and improving tax administration. The testimony focused on four key areas: the impact of reductions in the IRS’s budget over the last decade; research on revenue effects of increasing the IRS’s enforcement budget; the challenges

June 10, 2021
Testimony
 

The child care system has received an enormous influx of federal funds through the various relief packages Congress passed since the beginning of the pandemic. These funds provide challenges and opportunities to transform the child care system, address systemic inequities, and implement innovative approaches to help children, families, and providers navigate this unstable period. Contract-based financing

June 10, 2021
Brief
 

The child care/early care and education (CC/ECE) workforce faces serious challenges because of the pandemic’s impact, which has compounded other challenges the field has faced for decades. Contract-based financing mechanisms are one approach that could help stabilize the field. To inform state efforts to stabilize the workforce with the significant new federal pandemic relief investment in child care, we

June 10, 2021
Research Report
 

Through rigorous, data-based analysis, researchers and analysts can add to our understanding of societal shortcomings and point toward evidence-based actions to address them. But when data are collected and communicated carelessly, data analysis and data visualizations have an outsize capacity to mislead, misrepresent, and harm communities that already experience inequity and discrimination. For researchers and

June 9, 2021
Research Report
 

Elaine Waxman, Senior Fellow in the Income and Benefits Policy Center, spoke before the United States House of Representatives Committee on Rules. The event, Roundtable Examining Hunger Among Seniors and Multigenerational Families, was part of the Ending Hunger in America event series hosted by the Committee on Rules. In her remarks, Waxman discussed challenges faced by older adults who experience food

June 9, 2021
Speech
 

Mary K. Cunningham, Vice President of the Metropolitan Housing and Communities Policy Center, testified before the U.S. House Committee on Financial Services on how the Housing Choice Voucher Program could end homelessness and expand economic opportunity. Her testimony provided an overview of the benefits of the program, recommendations for implementing an expansion of the program, and strategies to align this

June 9, 2021
Testimony
 

This brief identifies seven platforms commonly used in place-based development efforts to help further the theory of change for such initiatives. Some platforms are more conducive to meeting certain desired outcomes than others. An initiative may adopt strategies or approaches that involve more than one platform, although an initiative rarely incorporates several given coordination and cost constraints. The

June 8, 2021
Brief
 

This brief critically examines eight assumptions that underpin place-based programs: Distressed communities adversely affect the lives of their residents. One-size-fits-all solutions do not work given neighborhood heterogeneity. Local voice and accountability are moral imperatives. Solutions to local distress do not lie in a single outcome domain, approach, actor, or policy. A local organization can

June 8, 2021
Speech
 

This brief explains how to engage stakeholders in your research and the benefits of doing so. We use examples from recent early care and education studies to illustrate how Child Care and Development Fund (CCDF) stakeholders have been included in research. These examples show what you can learn by listening to and talking with (engaging) the people or groups affected by the services your agency provides (the

June 4, 2021
Brief
 

This workbook provides an overview of generativity and how it could be implemented by nonprofit human service providers to better confront the complex challenges and opportunities that are pressing the field. Through our research, we sought to identify a framework for assessing organization’s capacity to innovate while identifying characteristics of generative organizations.   

June 2, 2021
Research Report
 

The COVID-19 pandemic has prompted dramatic changes to the delivery of maternal health care; consumers’ fears of contracting the virus and the imperative of social distancing exacerbated discontinuities in care, limited in-person visits with providers, and increased reliance on telehealth. The public health crisis has also highlighted preexisting deficiencies in our health care system. Most notably, long-

June 2, 2021
Brief
 

Prioritizing property in flood mitigation investments often devalues people. It also means that the possessions of people of low wealth and communities of color are undervalued and overlooked. The Miami Foundation commissioned the Urban Institute to review the policy and practice of benefit-cost analysis (BCA) in federally funded flood mitigation investments and their consideration of social equity, defined in

June 1, 2021
Research Report
 

This essay uses an art-focused public health campaign in Washington DC’s North of Massachusetts avenue (NoMa) neighborhood to explore issues related to placemaking, public health, community and economic development, and art. The Wear a Mask campaign, from NoMa’s Business Improvement District (BID), used art to encourage passers-by to wear face coverings. The BID commissioned local artists to create poster

May 27, 2021
Brief
 

Using a unique combination of alternative financial services (AFS) loan and credit report deidentified data, we investigate how people who borrow from AFS providers (such as payday lenders) interact with mainstream credit providers. We find that (1) the majority of first-time AFS users had interacted with mainstream credit before using AFS credit, and about 52 percent of these adults had an open credit card or

May 27, 2021
Fact Sheet
 

Data from the Urban Institute’s Health Reform Monitoring Survey show that household food insecurity fell by nearly 30 percent between spring 2020 and 2021. In the first few weeks of the pandemic shutdown in March/April 2020, more than 1 in 5 adults (21.7 percent) ages 18 to 64 reported experiencing food insecurity in the past 30 days. By April 2021, this share had declined to 15.3 percent, or approximately 1 in

May 26, 2021
Fact Sheet
 

The May 2021 edition of At A Glance, the Housing Finance Policy Center’s reference guide for mortgage and housing market data, includes updated figures describing first-lien mortgage originations, credit characteristics for bank and nonbank loans, national mortgage affordability, and mortgage insurance activity. Housing Finance at a Glance: Monthly Chartbooks Archive

May 26, 2021
Research Report
 

This analysis uses data from the Urban Institute’s Well-Being and Basic Needs Survey, a nationally representative internet-based survey conducted in December 2020 to assess the chilling effects, hardships, and financial concerns reported by adults in immigrant families living with children under 19. Our main findings are as follows: One in 5 adults in immigrant families with children (20.0 percent) and almost

May 26, 2021
Brief
 

This analysis uses data from the Urban Institute’s Well-Being and Basic Needs Survey, a nationally representative internet-based survey conducted in December 2020 to assess the chilling effects, hardships, and financial concerns reported by adults in low-income immigrant families. Our main findings are as follows: In December 2020, adults in low-income immigrant families had suffered serious employment

May 26, 2021
Brief