The Adaptive Learning in Statistics (ALiS) Project tested the implementation of an adaptive learning platform at nine colleges in Maryland. The platform served as a textbook replacement to introduce course concepts inside and outside of the classroom, and instructors used in-class time to reinforce statistics concepts as part of a flipped classroom approach. This report describes study results from the 2017/18 academic year. The

November 7, 2019
Research Report
 

Many Americans are in financial distress. Nearly one-third of consumers with a credit file have debt in collections. Consumers in financial distress prioritize some debts over others, but long-term financial health depends on a consumer’s ability to stay current on all debt obligations. In this infographic we address the following questions: Which bills do consumers prioritize when in financial distress? What are the long

November 7, 2019
Fact Sheet
 

In 10 major US cities, financially insecure families are prevalent, and residents’ financial insecurity affects city budgets. In 2019, the costs to cities range from between $6 and $14 million in Miami to between $534 million and $1,232 million in New York City. In Chicago, the costs range from $68 to $157 million, suggesting that Chicago, like other cities, has an economic interest in improving residents’ financial health.

November 6, 2019
Brief
 

In 10 major US cities, financially insecure families are prevalent, and residents’ financial insecurity affects city budgets. In 2019, the costs to cities range from between $6 and $14 million in Miami to between $534 million and $1,232 million in New York City. In Columbus, the costs range from $17 to $39 million, suggesting that Columbus, like other cities, has an economic interest in improving residents’ financial health.

November 6, 2019
Brief
 

In 10 major US cities, financially insecure families are prevalent, and residents’ financial insecurity affects city budgets. In 2019, the costs to cities range from between $6 and $14 million in Miami to between $534 million and $1,232 million in New York City. In Dallas, the costs range from $30 to $69 million, suggesting that Dallas, like other cities, has an economic interest in improving residents’ financial health.

November 6, 2019
Brief
 

In 10 major US cities, financially insecure families are prevalent, and residents’ financial insecurity affects city budgets. In 2019, the costs to cities range from between $6 and $14 million in Miami to between $534 million and $1,232 million in New York City. In Houston, the costs range from $39 to $90 million, suggesting that Houston, like other cities, has an economic interest in improving residents’ financial health.

November 6, 2019
Brief
 

In 10 major US cities, financially insecure families are prevalent, and residents’ financial insecurity affects city budgets. In 2019, the costs to cities range from between $6 and $14 million in Miami to between $534 million and $1,232 million in New York City. In Los Angeles, the costs range from $107 to $248 million, suggesting that Los Angeles, like other cities, has an economic interest in improving residents’ financial

November 6, 2019
Brief
 

In 10 major US cities, financially insecure families are prevalent, and residents’ financial insecurity affects city budgets. In 2019, the costs to cities range from between $6 and $14 million in Miami to between $534 million and $1,232 million in New York City. In Miami, the costs range from $6 to $14 million, suggesting that Miami, like other cities, has an economic interest in improving residents’ financial health. Analyses

November 6, 2019
Brief
 

In 10 major US cities, financially insecure families are prevalent, and residents’ financial insecurity affects city budgets. In 2019, the costs to cities range from between $6 and $14 million in Miami to between $534 million and $1,232 million in New York City. In New Orleans, the costs range from $13 to $30 million, suggesting that New Orleans, like other cities, has an economic interest in improving residents’ financial

November 6, 2019
Brief
 

In 10 major US cities, financially insecure families are prevalent, and residents’ financial insecurity affects city budgets. In 2019, the costs to cities range from between $6 and $14 million in Miami to between $534 million and $1,232 million in New York City. This suggests that New York, like other cities, has an economic interest in improving residents’ financial health. Analyses of residents’ credit health and debt can

November 6, 2019
Brief
 

In 10 major US cities, financially insecure families are prevalent, and residents’ financial insecurity affects city budgets. In 2019, the costs to cities range from between $6 and $14 million in Miami to between $534 million and $1,232 million in New York City. In San Francisco, the costs range from $30 and $70 million, suggesting that San Francisco, like other cities, has an economic interest in improving residents’ financial

November 6, 2019
Brief
 

In 10 major US cities, financially insecure families are prevalent, and residents’ financial insecurity affects city budgets. In 2019, the costs to cities range from between $6 and $14 million in Miami to between $534 million and $1,232 million in New York City. In Seattle, the costs range from $26 and $60 million, suggesting that Seattle, like other cities, has an economic interest in improving residents’ financial health.

November 6, 2019
Brief
 

State and local governments have adopted many strategies to address underfunding in their pension plans, including reducing benefits for new hires through changes to critical plan rules and provisions. In this brief, we examine the size of these changes for the millions of state and local workers whose jobs are not covered by Social Security. Overall, we find that newly hired workers in 2018 face greater burdens in financing

November 1, 2019
Brief
 

This brief describes how Promise Neighborhoods can apply an equity lens to address disparate outcomes as a path to achieving better results for all children and families. Promise Neighborhoods is a federal initiative that aims to improve the educational and developmental outcomes of children and families in diverse communities, including urban neighborhoods, rural areas, and tribal lands. Effective Promise Neighborhoods follow a

October 31, 2019
Brief
 

ObjectivesExamine how the amount and makeup of police-initiated activities changed after the introduction of body-worn cameras (BWCs). MethodsFrom May 21 to November 22, 2016, patrol officers and sergeants from the Milwaukee Police Department were involved in a randomized controlled trial. Through a stratified random sampling procedure, half the officers (n = 252) were assigned BWCs, while officers from the control group (n =

October 31, 2019
Journal Article
 

The Treasury Department offers a plan to reduce the dominance of Fannie and Freddie and release them from conservatorship. The authors explain why the plan is based on a misconception of the source of the GSEs’ dominance and would result in less access to mortgage credit, greater risk to the taxpayer and no end in sight for the system’s reliance on a too-big-to-fail duopoly.

October 30, 2019
Brief
 

Land use regulations affect housing supply and affordability, which have implications for racial and economic segregation, urban sprawl, and neighborhood investment. But because of the decentralized nature of zoning, no central entity has records of localities’ varying local land use regulations across the country. This brief introduces the National Longitudinal Land Use Survey (NLLUS), created by the Urban Institute, to

October 29, 2019
Brief
 

Human services organizations that share space or “colocate” often reap benefits in property management, administrative services, and opportunities for collaboration. Less is understood about the service usage patterns and benefits for clients who utilize services across multiple providers in the same location. This report documents early lessons and recommendations from ongoing research on participant use of services

October 29, 2019
Research Report
 

Proposed changes to broad-based categorical eligibility in the Supplemental Nutrition Assistance Program (SNAP) will affect the National School Lunch Program, which uses SNAP to determine free lunch eligibility for both individual students and schools. The administration has suggested as many as 982,000 students could be affected, but we find compelling evidence that the potential nutritional and financial impact of this rule

October 29, 2019
Brief
 

This paper addresses economic issues related to the unemployment insurance (UI) system, focusing on the worker- and employer-facing aspects of UI policy—i.e., the ways that benefits are provided to workers and that employers are taxed to fund those benefits. We outline principles for optimal design, grounding these principles in the relevant research literature. These principles guide the empirical analysis of the paper, which

October 28, 2019
Research Report
 

The October 2019 edition of At A Glance, the Housing Finance Policy Center’s reference guide for mortgage and housing market data, includes updated figures describing the refinance share by channel, nonbank origination shares, housing credit availability and originator profitability. Housing Finance at a Glance: Monthly Chartbooks Archive

October 28, 2019
Research Report
 

Unemployment Insurance (UI) serves a core purpose that is intuitive for both economists and noneconomists: it provides insurance against the risk of job loss. Because employment is the only or primary source of income for most families, job loss often delivers a financial blow that would be crippling absent any insurance. Moreover, the need to fund UI has important consequences for employers in the form of experience-rated taxes

October 28, 2019
Brief
 

Since 2012, City Health Works in Harlem, New York, has hired clinically supervised, neighborhood-based health coaches to support low-income patients manage chronic illnesses like diabetes and hypertension. Medication management is a major focus of this work. Here, we present the major reasons for medication issues, including those that required “escalations” to clinical supervisors. We also discuss the unique ways that community

October 24, 2019
Research Report
 

Initially funded with $10 million from HUD, the NRN provided direct technical assistance (TA) through five organizations: Enterprise Community Partners (lead organization); Public Financial Management, Inc. (PFM); HR&A Advisors; the International City County Management Association (ICMA); and the NYU Robert F. Wagner School of Public Services. Generally, the quality of the TA delivered was high and well-received in the

October 24, 2019
Research Report
 

Congress authorized the Rental Assistance Demonstration (RAD) in 2012 to help address a large and growing backlog of capital needs in public housing projects. The program allows public housing authorities to convert their public housing to project-based Section 8 contracts. This report responds to Congress’s request to evaluate the impact of RAD “on the preservation and improvement of public housing, the amount of

October 22, 2019
Research Report