Carlos Martín, Senior Fellow at the Urban Institute, testified before the U.S. House of Representatives Subcommittee on Oversight and Investigations, Committee on Financial Services. In his testimony, Martín identified two characteristics of the Community Development Block Grant – Disaster Relief (CDBG-DR) program and its consist challenges: CDBG-DR’s final position in the sequence of federal post-disaster response, and CDBG-DR’

May 17, 2018
Testimony
 

Under the Affordable Care Act (ACA), states can expand Medicaid eligibility for nonelderly people up to 138 percent of the federal poverty level (FPL). As of March 2018, 31 states and the District of Columbia had expanded and 19 states had not. If the remaining 19 states were to fully implement a Medicaid expansion in 2019 and all else stayed the same, we estimate that between 4.3 and 4.7 million fewer people would be uninsured

May 17, 2018
Brief
 

This brief describes the results of the Urban Institute’s evaluation of the Milwaukee Police Department’s body-worn camera program. From October 2015 to December 2016, the Milwaukee Police Department (MPD) deployed body-worn cameras (BWCs) in a phased rollout to all of its roughly 1,100 patrol officers. Through a randomized controlled trial of 504 officers, the Urban Institute found that those who wore BWCs conducted fewer

May 16, 2018
Brief
 

Collaborative placed-based impact investing, an emergent phenomenon in philanthropy, is a product of collective impact, place-based philanthropy, and impact investing. Through these collective efforts, foundations, other organizations, and individuals form partnerships as a component of their local impact investing activities. Although collaborative place-based impact investing can create more inclusive local economies, this

May 15, 2018
Research Report
 

This report describes how we used the Urban Institute’s new state-level microsimulation model, Analysis of Transfers, Taxes and Income Security, or ATTIS to examine the possible effects of expanded work requirements in the Supplemental Nutrition Assistance Program (SNAP). The changes are proposed in the Agriculture and Nutrition Act of 2018, also known the Farm Bill. The 2018 Farm Bill cleared the House Committee on

May 15, 2018
Research Report
 

We examine proposed legislation from the House Committee on Agriculture to reauthorize the Farm Bill, which significantly expands and intensifies work requirements in the Supplemental Nutrition Assistance Program (SNAP, formerly known as the Food Stamp Program) and implements significant penalties if an individual or a household is not in compliance.  Using the Urban Institute’s newly developed ATTIS (Analysis of

May 15, 2018
Research Report
 

Since efforts to “repeal and replace” the Affordable Care Act (ACA) have failed, and bipartisan attempts to improve the law have stalled, some policymakers are now looking beyond incremental fixes. In this paper, Urban Institute researchers present a set of policy ideas that would provide universal access to comprehensive coverage but would also allow people to keep their employer-sponsored coverage, would offer a range of

May 14, 2018
Research Report
 

The population of metropolitan Chicago is poised to increase more from 2015 to 2030 than it did from 2000 to 2015. Latino, Asian American, and multiracial people will account for all that growth as the white and African American populations decline. These racial and ethnic dynamics, overlain on the momentum of growth from the past 15 years, are likely to play out in ways that (1) continue to drive down segregation between

May 14, 2018
Research Report
 

Nisha G. Patel, Institute Fellow at the Urban Institute, testified before the U.S. House of Representatives Subcommittee on Human Resources, Committee on Ways and Means. In her testimony, Patel identifies six ways to strengthen the Temporary Assistance for Needy Families (TANF) program that put children at the center and strengthen parental job opportunities: make child poverty reduction an explicit goal of the TANF program; set

May 9, 2018
Testimony
 

As it becomes apparent that the 115th Congress will not pass legislation to reform Fannie Mae and Freddie Mac, the authors describe the path the current administration will likely take to reform the government-sponsored enterprises administratively. They explain the perils posed by this path, including a possibly serious disruption to the housing and mortgage markets, and recommend an alternative course for reform. This brief

May 9, 2018
Brief
 

The Tax Policy Center (TPC), in conjunction with the Internal Revenue Service Office of Research, Applied Analytics and Statistics (RAAS), has recently developed distributional estimates of individual compliance costs for tax filers. This paper describes the process used by TPC to incorporate the model used by RAAS into TPC’s Individual Income Tax Microsimulation Model, and presents estimates produced by TPC’s model

May 9, 2018
Research Report
 

In this report, we estimate the state and local revenue that could be generated through a mansion tax—either a real estate transfer tax or a property tax surcharge on luxury homes. We examine 8 states and the District of Columbia, and experiment with different price thresholds to see how potential revenue would differ across states based on those thresholds. Our analysis shows that the stock of high-priced luxury homes varies

May 8, 2018
Research Report
 

In April 2018, the administration released an executive order instructing all federal agencies to develop or strengthen work requirement policies for people receiving federal aid through programs such as Medicaid, cash assistance, and nutrition assistance. This fact sheet summarizes key points about the research on work requirements. First, many programs already mandate work, but those requirements have not proven to be

May 8, 2018
Highlights
 

This book review written for Health Affairs summarizes key points from Nadine Burke Harris, MD’s The Deepest Well: Healing the Long-Term Effects of Childhood Adversity. The review summarizes the startling effects of regularly experiencing traumatic events as a child, which can lead to chronic dysregulation of the body’s stress response system, and can even affect the architecture of the brain. For example, when the brain’s

May 7, 2018
Commentary
 

A skilled science, technology, engineering, and mathematics (STEM) workforce is essential to innovation and economic growth. Many people view the STEM workforce narrowly, considering only scientists with doctorates or engineers with bachelor’s or master’s degrees. However, technicians and other STEM workers with sub-baccalaureate credentials make substantial contributions to the science and engineering enterprise. This report

May 4, 2018
Research Report
 

Residential instability can disrupt employment, finances, health, education, social networks, and more. And yet, too little policy attention has been devoted to the issue. States and localities have critical roles to play in creating integrated solutions to a complex challenge, but to date, their strategies have largely been confined to specific sectors and institutions, when more cross-cutting and holistic approaches are needed

May 3, 2018
Research Report
 

We assessed rates of employer health insurance offer, take-up, and coverage in June 2013 and March 2017 among workers. Overall, offer rates remained stable, and take-up and coverage rates increased. In Medicaid expansion states, the share of workers with family incomes at or below 138 percent of the federal poverty level who had employer-based coverage held steady, while uninsurance rates declined. Read the full publication here

May 3, 2018
Journal Article
 

Across the country, many nonprofits and government agencies are grappling with how best to create a culture of continuous learning to get better results. Many organizations use performance management systems to measure client outcomes, but there is a need to complement these data with short-cycle or ongoing feedback from clients that helps organizations understand how to make meaningful changes to their programs and services so

May 2, 2018
Research Report
 

Since 2013, seven states have engaged in the evidence-based Comprehensive Strategy for Juvenile Justice Systems Improvement Initiative to change their juvenile justice system through legislation. Through this initiative, states also receive implementation assistance to maximize the impact and sustainability of enacted changes. As a result, over half the states have closed secure facilities, choosing instead to fund community

May 1, 2018
Brief
 

Since 2010, more than half of all states have participated in the Justice Reinvestment Initiative (JRI), with $557 million in reinvested dollars reported through fiscal year 2017. This brief provides a first look at how states have invested their JRI funds, with 57 percent of reinvestment focused on community supervision, treatment and services, and other funds dedicated to in-prison programming, victim services, and pretrial

May 1, 2018
Brief
 

Data collected under the auspices of the Home Mortgage Disclosure Act (HMDA) allow researchers and policymakers to identify and track important information about the mortgage market. Starting this year, additional data fields are due to be collected, revealing information that can help policymakers improve access to mortgages and avoid a repeat of the recent housing crisis. But proposed legislation gaining momentum in Congress

April 27, 2018
Brief
 

Residents in public housing and other low-income or marginalized communities live with the daily stressors of violence and concentrated poverty, which stem from historic and structural conditions of racism, disenfranchisement, and isolation. Part of this trauma is the result of an extensive history of broken promises made by those intervening in marginalized communities. It is essential for community-building and engagement

April 26, 2018
Research Report
 

There is a significant lack of financing available for low-cost homes, which many first-time homebuyers and low- and middle-income families rely on to move from renting to homeownership. This brief examines the availability of small-dollar mortgages (up to $70,000) for home purchases, refinances, and improvements, presenting a wealth of information on borrower and loan characteristics, production channels, and the geographic

April 25, 2018
Research Report
 

Some cities have harnessed economic recoveries to improve on inclusion, or the opportunity for all residents—particularly historically excluded populations—to benefit from and contribute to economic prosperity. In this report, we conduct the first empirical analysis of how economic health and inclusion interact in US cities over several decades. We report on trends in economic health and inclusion across many cities and within a

April 25, 2018
Research Report
 

The April 2018 edition of At A Glance, the Housing Finance Policy Center’s reference guide for mortgage and housing market data, includes updated figures describing housing credit availability, non-agency issuance activities, GSE portfolio wind-down, and a special quarterly feature on GSE loan composition, repurchase rates, defaults, and loss severity.

April 24, 2018
Research Report