Capital Flows

girl walking towards a crowd outside of a restaurant

Unequal access to capital has existed historically and continues to persist between places, groups of people, types of businesses, and type of products or purposes. Whether it is due to intentional discrimination, or a downstream result of the presence of financial institutions, regulation, credit profiles, or geography, this lack of access to financing causes substantial detriment for individuals and communities. By removing the ability to access debt, you in turn, remove the ability to generate economic growth and wealth. To address these vital disparities in any community or region, the crucial first step is to develop an understanding of where and how capital flows and gaps exist.

How do we know where capital is flowing, for what uses, and where the private market is currently failing to provide adequate financing for investable projects?

National studies
Gauging Investment Patterns across the US
A New Agenda for Community Development Finance
Building the Double Bottom Line: How a New Corporate Compact Could Birth a Community Development Renaissance
Tracking the Unequal Distribution of Community Development Funding in the US
Measuring Community Needs, Capital Flows, and Capital Gaps
Neighborhood Investment Flows
Community Development Financial Flows: How US Counties Compare
Expanding Community Development Financial Institutions

Chicago
Neighborhood Disparities in Investment Flows in Chicago
In Chicago, Access to Capital Depends on Your Neighborhood

Baltimore
Neighborhood Investment Flows in Baltimore With a Case Study on the East Baltimore Development Initiative
“The Black Butterfly”: Racial Segregation and Investment Patterns in Baltimore

Minneapolis/St. Paul
Neighborhood Investment Flows

Detroit
Commercial Investment in Detroit: Summary Findings
Coming Back from the Brink: Capital Flows and Neighborhood Patterns in Commercial, Industrial, and Multifamily Investment in Detroit
Mission Finance in the Motor City
How Detroit leaders can build on the city’s investment momentum
The Tipping Point

Commentary
Preventing Unequal Investment in U.S. Cities
What the Bay Area and Cleveland reveal about trends in federal community development funding
How does your county fare in accessing federal community development funding?

Events
Tracking Capital Flows and Gaps in Communities

Or view our additional community economic development work on Opportunity Zones and CDFIs.

Photo by Matthew Johnson