Unequal access to capital has existed historically and continues to persist between places, groups of people, types of businesses, and type of products or purposes. Whether it is due to intentional discrimination, or a downstream result of the presence of financial institutions, regulation, credit profiles, or geography, this lack of access to financing causes substantial detriment for individuals and communities. By removing the ability to access debt, you in turn, remove the ability to generate economic growth and wealth. To address these vital disparities in any community or region, the crucial first step is to develop an understanding of where and how capital flows and gaps exist.
How do we know where capital is flowing, for what uses, and where the private market is currently failing to provide adequate financing for investable projects?
Read the reports
Neighborhood Disparities in Investment Flows in Chicago
Tracking the Unequal Distribution of Community Development Funding in the US
Measuring Community Needs, Capital Flows, and Capital Gaps
Did States Maximize Their Opportunity Zone Selections? Analysis of the Opportunity Zone Designations
Commercial Investment in Detroit: Summary Findings
Coming Back from the Brink: Capital Flows and Neighborhood Patterns in Commercial, Industrial, and Multifamily Investment in Detroit
Mission Finance in the Motor City
Debt in America
Delinquent Debt in America
Neighborhood Investment Flows
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“The Black Butterfly”: Racial Segregation and Investment Patterns in Baltimore
Community Development Financial Flows: How US Counties Compare
Opportunity Zones: Maximizing Return on Public Investment
The Tipping Point
Preventing Unequal Investment in U.S. Cities
What the Bay Area and Cleveland reveal about trends in federal community development funding
How does your county fare in accessing federal community development funding?
A little-publicized incentive in the new tax law could become America’s largest economic development program
How Detroit leaders can build on the city’s investment momentum