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Articles and analysis on today's issues
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The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Rising Interest Rates Put the Brakes on the Mortgage Market for Borrowers with Low Incomes Rising interest rates have curbed both supply and demand in the housing market, disproportionately affecting the ability of borrowers with lower incomes to buy a home.How Much Money Should Early-Life Wealth-Building Programs Provide to Reduce the Racial Wealth Gap? Lessons from practitioners suggest jurisdictions should tailor amounts and investment approaches to their specific program’s goals.How Temporary Immigration Status Has Affected Afghan Evacuees in the US With the two-year temporary immigration status for Afghan evacuees set to expire soon and the immigration cases of many in limbo, there are concrete effects of this status on their integration and success in the US.Minnesota’s New Law Could Transform the Landscape of Juvenile Life without Parole Sentencing Minnesota’s new juvenile justice reform law didn’t just ban juvenile life without parole sentencing—it introduced restorative justice practices that could inform the way other states address youth crime.How Did DC’s Child Care Supply Change during the COVID-19 Pandemic? The total supply of child care in DC bounced back after a decrease during the pandemic, but the recovery has been uneven.Early-Life Wealth-Building Programs Could Narrow the Wealth Gap, But Their Success Hinges on Public Support How can states garner support for baby bonds, children’s savings accounts, and other programs that can narrow the racial wealth gap?
