Articles and analysis on today's issues
To use AI tools effectively, local leaders must optimize documents and information for AI, implement guardrails, and rely on human expertise to evaluate risks and benefits.
The Number of Hispanic Households Will Skyrocket by 2040. How Can the Housing Industry Support Their Needs? Three changes could reduce the barriers to homeownership for Hispanic households.Native Communities Face Sustained Challenges to Building Financial Resilience During the pandemic last year, people living in majority-Native communities faced persistently high rates and levels of delinquent debt, nearly half had subprime credit, and some turned to high-cost predatory lenders to meet their financial needsMany People Are Behind on Rent. How Much Do They Owe? Estimates of back rent owed by early 2021 range from $8.4 billion to $52.6 billion.More Housing Data Have Been Released During the Pandemic. Here’s How Policymakers Can Best Use It. By understanding new and existing housing market data, policymakers can support homeowners, renters, and landlords throughout the pandemic.Expanding Homeownership Vouchers Could Help Boost Black Homeownership and Wealth In many places, providing homeownership vouchers for current recipients could cost the government less than providing rental vouchers.New Data Show Stark Racial and Ethnic Differences in Young People’s Healthy Development Investing in expanding the evidence base to address structural inequality can help create real, lasting change and better outcomes for children.