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Articles and analysis on today's issues
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To use AI tools effectively, local leaders must optimize documents and information for AI, implement guardrails, and rely on human expertise to evaluate risks and benefits.
Debunking the Myth That Small-Dollar Mortgages are Riskier due to Poor Loan Performance and Borrower Credit Some believe small-dollar mortgages are riskier because potential buyers have worse credit profiles.Fairness, Not Just Accuracy, Is Vital to the 2020 Census Improperly representing certain groups can alter our view of the nation and exacerbate existing inequities.Surprising Tax Fact: More Than One-Third of Federal Support for Children Comes through Tax Provisions Ninety-five percent of families with children receive some tax benefit.Three Assumptions behind the President’s Proposed Cuts to the Safety Net The administration's proposal seeks to reduce the deficit, claiming to accomplish this mainly through domestic spending cuts.How Disasters Wreak Havoc on Financial Health and What We Can Do about It Disasters have negative impacts on credit scores, debt in collections, bankruptcy, and other indicators of financial health.Reckoning with Structural Racism in Research: LBJ’s Legacy and Urban’s Next 50 The disconnect between Johnson’s actions and words illustrates his complexity and grounds Urban’s reflection on its past.
