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Articles and analysis on today's issues
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An interest rate cap would reduce borrowing costs for some Americans but could also reshape who can access credit, potentially pushing many into high-cost alternatives.
An Earnings Test for Higher Education Risks Diverting Students from Some Meaningful Careers Without a comprehensive assessment of an undergraduate program’s academic, personal, and societal value, policymakers risk implementing approaches that discourage some valuable higher education and career paths focused on qualities beyond earnings.How Boosting Usage of Adjustable-Rate Mortgages Could Increase Housing Affordability As fixed-rate mortgages remain stubbornly high, adjustable-rate mortgages offer buyers, particularly first-time buyers, a more affordable option to buy a home.Permanently Expanding Medicare Telehealth Services Could Help Ensure All Beneficiaries Have Access to the Care They Need Telehealth services expand access to care, especially among people with serious or chronic health conditions and those living in rural or underserved areas. Despite these benefits, Congress has yet to make Medicare telehealth services permanent.Homeowners Have Limited Options to Finance Renovations. Here’s How Federal Policymakers Could Help By making renovation financing more accessible, federal policymakers and agencies could help more households—especially those with lower incomes—improve their homes and maintain the US housing stock.Federal Funding Cuts Undermine Localities’ Progress on Homelessness Los Angeles and other cities and counties have been working to reduce homelessness, but recent federal funding cuts threaten these efforts.What We Do and Don’t Know About Private Equity Investment in Early Childhood Education A research agenda is needed to analyze the role of private equity in early childhood care and education and inform future laws and regulations.
