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Articles and analysis on today's issues
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To use AI tools effectively, local leaders must optimize documents and information for AI, implement guardrails, and rely on human expertise to evaluate risks and benefits.
The First Gen Z Congressman Was Denied an Apartment Because of Poor Credit. For Young Adults, It’s a Common Experience. For young adults with poor credit health, not only is it more difficult to meet basic needs, but also future opportunities are closed off, creating barriers to financial resilience and upward economic mobility.Pretrial Deaths in Custody Are Prevalent but Preventable Policymakers have various options to reduce the harms of pretrial detention.GSE Capital Requirements Inhibit Incorporating Rental Payment History in Mortgage Underwriting Research has shown including rental payment histories in mortgage underwriting can increase access to homeownership, but capital requirements prevent federal housing agencies from expanding their use of rental payment history.How to Minimize Credit Risk for Defaulted Student Loan Borrowers A new analysis underscores the mixed incentives around exiting student loan default.How a Fresno Program Is Designing a Holistic Approach to Meeting Residents’ Diverse Wealth-Building Needs The Prosperity Coaching Network serves as a promising model to address longstanding challenges to economic mobility in Fresno, California, and other communities across the US.Aiming for Equity? How Three Regions Spent Their Early COVID-19 Recovery Dollars New analysis of how three cities approached using American Rescue Plan funding has surfaced best practices for ensuring an inclusive, equitable recovery.
