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Articles and analysis on today's issues
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DC business leaders praise the District’s innovative, family-friendly child care policies and offer recommendations for how the child care and business sectors can overcome persistent affordability challenges.
The qualified mortgage rule hasn’t chilled lending The rule has had little impact on the availability of mortgage credit because the market had already changed well before the rule took effect.Budgeting for federal lending programs is still a mess The “credit reform” method violates fundamental principles of good budgeting for reasons that have nothing to do with the “fair value” alternative.How do so many people get stuck in poverty? Author Kathryn Edin last week shared insights from her in-depth interviews with the many families living on less than $2.00 a day in America.Nonbank regulation remains unfinished business from the housing crisis The split between bank and nonbank mortgage servicing has returned to pre-crisis levels, but most reforms have only focused on banks.For LGBTQ youth who trade sex to survive, turning 22 can be an unwanted milestone In New York City and elsewhere, funding for runaway and homeless youth is often limited to those ages 16 to 21—leaving many without housing or health care.
