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The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
How to Elevate Resident Input and Leadership in Inclusive Growth Initiatives Fresno DRIVE’s work to revamp its governance structure can inform other cities’ efforts to address complex challenges more inclusively and equitably.Do Student Loan Borrowers Face Risks of Default When Payments Resume? Borrowers who put their loans back in good standing during the student debt payment pause may face an increased risk of redefaulting when the pause ends.Five Ways to Better Serve Women Experiencing Homelessness Women who’ve endured homelessness in Los Angeles share their needs and preferences for services and housing.Including On-Time Rental Payment History in Credit Scoring Could Help Narrow the Black-White Homeownership Gap Credit scores used in mortgage underwriting don’t tell the full story of someone’s financial health.Should Borrowers Be Afraid of Adjustable-Rate Mortgages? Today’s ARMs could help borrowers save money and reduce barriers to homeownership.How Local Differences in Race and Place Affect Mortgage Lending Neighborhood racial makeup alone is not a consistent predictor of disparate lending outcomes.
