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Combining dollar cutoffs with indexing changes fundamentally alters the structure and philosophy that have guided the Social Security program for the past 90 years.
Young Adults’ Credit Trajectories Vary Widely by Race and Ethnicity Bold solutions that address the root causes of structural racism are needed to address credit disparities among young adults.What a Denver Program Shows about Supportive Housing and Mortality Supportive housing might not be able to reverse the decades of damage done by living on the streets, but it can help people with the greatest needs find stability and improve other aspects of their lives.Nature-Based Solutions Can Help Combat Heat Stress in African Cities City leaders can consider three steps to mitigate the effects of extreme heat.Understanding the Effects of Investments in Increasing Educational Attainment Using the Social Genome Model Higher levels of educational attainment can increase individual earnings, but policymakers often must navigate trade-offs when deciding whether to allocate resources toward students seeking a high school diploma or to those seeking postsecondary degrees.Could Investments in Community Broadband Bridge the Digital Divide? Community broadband infrastructure could provide high-speed internet for the millions of Americans who lack access.The Mortgage Interest Rate Increase Requires a Reevaluation of Loss Mitigation Techniques The first rising-interest-rate environment in 40 years requires creative solutions. The mortgage industry cannot expect falling interest rates to help borrowers avoid losing their homes.
