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Combining dollar cutoffs with indexing changes fundamentally alters the structure and philosophy that have guided the Social Security program for the past 90 years.
Understanding the Differences between the COVID-19 Recession and Great Recession Can Help Policymakers Implement Successful Loss Mitigation Mortgage forbearance has provided immense relief to homeowners during the COVID-19 pandemic. When relief ends, experts will naturally look to the Great Recession for guidance and lessons learned. When they do, it is imperative they realize the differences between the two economic crises.Eight Lessons to Break the Poverty Cycle in Communities, Two Generations at a Time Where someone grows up and their race or ethnicity affect their economic opportunities and outcomes over the rest of their lives. This makes it more difficult for children in families with low incomes to achieve economic stability in adulthood.Three Ways the Housing Finance System Can Protect All Homeowners from the Escalating Effects of Climate Change Low- and moderate-income households, who rely on a stable, accessible mortgage market; are the most exposed to the effects of climate change, and are the least prepared financially.State and Local Policymakers Could Look Abroad to Inform an Inclusive Recovery from the COVID-19 Pandemic The pandemic highlighted the structural racism that upholds our political and economic systems and has long disadvantaged Asian, Black, Latinx, Indigenous, and Pacific Islander people and communities in this country.Participatory Grantmaking Aims to Dismantle Power Imbalances between Funders and the Communities They Serve Unlike large, private funders, many smaller, public foundations have historically included community members, former grantees, and individual donors in their decision making processes.Demand for Universal Preschool Could Exceed the American Families Plan Target The American Families Plan includes a historic investment in young children and public education that aims for universal preschool and broad access, especially for children of color and children from families with low incomes. But truly universal preschool may require an even larger investment.
