Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Native Americans deserve more attention in the police violence conversation The death of 14-year-old Jason Pero is the latest of at least 19 Native Americans shot or tasered by police in 2017.Lending practices leave entrepreneurs of color on the starting block A Federal Reserve study shows how entrepreneurs in less-advantaged communities face significant obstacles to success.House and Senate tax bills do little for most families with young children Significant help for low- and middle-income families with children is missing from tax reform legislation.To better assess the risk of FHA programs, separate reverse and forward mortgages A recent report to Congress provides a powerful case for removing reverse mortgages from the FHA's MMI Fund.What Twitter data reveal about the most successful regional giving days While Giving Tuesday has become a household name, regional giving days have enjoyed considerable success.How evidence-based decisionmaking enhances public service Using evidence to make decisions can mitigate challenges raised by a large federal bureaucracy.