Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Warren’s plan for universal child care—and any other plan—should address these challenges Many parents, like those in rural areas or working nontraditional hours, have unique needs for child care.Are megadeals a bad idea? Lessons from Amazon’s canceled plans in New York Closed-door tax incentive negotiations can create a harmful “prisoners’ dilemma” among state and local governments.While less plentiful, multifamily loans pack a bigger CRA punch than single-family loans While multifamily lending is smaller than single-family lending, it has an outsize effect in meeting the needs of low- and moderate-income communities.Four lessons on federal crisis response from ten years of foreclosure counseling The National Foreclosure Mitigation Counseling program helped 2.14 million homeowners after the crisis of 2008.Los Angeles County is taking steps to prevent discrimination against housing voucher holders Of five sites studied by Urban, Los Angeles was the most challenging in which to find housing with a voucher.A five-point strategy for reducing the black homeownership gap In the past 15 years, black homeownership rates have declined to levels not seen since the 1960s.