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DC policymakers considering TOPA changes should understand the implications for owners and renters of two-to-four-unit rental buildings.
If we aren’t careful with GSE risk transfer, mortgage rates could become volatile Regulators have reduced taxpayers’ exposure to the mortgage credit risk by selling more and more of that risk to private investors. But we can’t get too complacent with that solution.Financial security and longevity go hand in hand Americans may be living longer and healthier lives, but financial health in later years has become more and more uncertain.Cities can drive good jobs with better information The public doesn’t always connect companies with low-wage business models to safety-net costs. But greater awareness about these trade-offs can shape consumer opinions and behaviors.Tax credits could reduce poverty even more—by including workers without children at home Expanding the EITC to include more childless workers, or creating a worker credit for all low-income workers, could be powerful antipoverty tools for many workers left behind in the current system.John Oliver takes on delinquent debt—and policymakers should, too Given that 77 million Americans have debt in collections, regulatory and policy changes need to seriously address this issue.How can we reduce poverty and increase opportunity? Only a third of people born near the bottom of the income ladder ever reach the middle rung. Throughout June, Urban Institute scholars will offer evidence-based ideas for reducing poverty and increasing opportunity.
