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Combining dollar cutoffs with indexing changes fundamentally alters the structure and philosophy that have guided the Social Security program for the past 90 years.
Housing Trends in Newark, New Jersey, Illustrate How the COVID-19 Recession Has Affected Black and Hispanic Homeowners The homeownership rate in Newark is low, with rates for Black and Hispanic households near that of white households. At the same time, the majority of homeowners in Newark are Black and Hispanic households.Biden’s Executive Orders Inject Racial Equity into Regulatory Review The administration’s new directives provide an opportunity to not only incorporate but also center racial equity in regulatory review.What Elements of Employment and Training Programs Set Young People Up for Success? The COVID-19 pandemic has exacerbated existing unemployment challenges and has further underscored the importance of building strong pathways to employment.New Data Tools and Methods Can Help Federal Policymakers Create More Equitable Tax Policy Although the Internal Revenue Service does not ask about a tax filer’s race and ethnicity, tax laws still create different outcomes depending on a person’s race and ethnicity because of existing inequities.More Women Have Become Homeowners and Heads of Household. Could the Pandemic Undo That Progress? Women's gains in homeownership have been made possible, in large part, by gains in education relative to men, though the income gap persists.Despite the Pandemic’s Hit to Sales, Small Businesses Aren’t Experiencing Dramatically Higher Delinquencies. But Will That Trend Last? New evidence shows that the pandemic’s effects have largely not—or at least not yet—translated into dramatically higher delinquencies or defaults among small businesses.
