Articles and analysis on today's issues

Federal cuts to the Supplemental Nutrition Assistance Program could cause some DC-area families to lose an average of $187 in monthly benefits.
The Homebuying Process Is Complicated Enough. Language Barriers Pose Additional Challenges Tens of millions of Americans have limited English proficiency. Improving language access in the mortgage market could help more households access homeownership and help lenders tap new markets.Freddie Mac’s Second Mortgage Proposal Is Consumer Friendly Urban Institute experts offer evidence about the proposal’s potential benefits for borrowers, respond to arguments against the proposal, and suggest additional disclosure to increase the product’s transparency and usefulness to the public.With Food Insecurity on the Rise, Proposed Farm Bill Spending Cuts to SNAP Are Dangerous A proposal in the new Farm Bill limiting the USDA’s ability to update SNAP benefits would be a dangerous prospect for the 42 million families across the country who rely on the benefit to purchase food.Local Governments with More Staff and Bigger Budgets Are More Likely to Win Federal Infrastructure Grants To avoid reinforcing historic inequities in infrastructure, federal agencies, in partnership with local governments and nonprofits, should equip communities with less capacity with the supports they need to apply for and win competitive federal grants.Today’s High-Rate Environment Offers an Opportunity to Streamline the Refinancing Process By removing three major barriers to mortgage refinancing, policymakers can make homeownership more sustainable for borrowers with low incomes and borrowers of color.High Rents Are Posing Financial Challenges for Renters at All Income Levels Renters are saving less, cutting back spending on necessities, and moving homes to afford rent, especially if they have low incomes. Several policies could offer them financial relief.