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Articles and analysis on today's issues
In the news:
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The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Declining School Enrollment Spells Trouble for Education Funding Enrollment declines come at a time when state budgets are tightening and broad cuts to K–12 education funding are on the table.Evictions Are on Pause, but Many Renters Still Can’t Pay Renters in every state still need additional rental assistance, even after receiving unemployment benefits.The Student Loan Pause has Improved Credit Scores, But Not Financial Distress Early evidence from credit data suggests the student loan pause has improved student loan borrowers’ credit records.A Broader Outreach Strategy Would Help 400,000 Needlessly Delinquent Mortgage Borrowers Approximately 400,000 homeowners who became delinquent after the pandemic began have forgone forbearance and become delinquent.The 2020 Census Deadline Was Just Extended, but so Far, Texas Has Failed to Ensure Its Latinx Residents Are Accurately Counted Latinx communities in Texas are at risk of losing political representation and economic opportunity because of an unprecedentedly large undercount.Proposition 15 Won't Worsen California’s Housing Crisis Proposition 15 might moderately increase housing supply, but because it affects so few properties, it can’t solve California’s housing crisis.
