Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
California's Prop 17 Just Restored Voting Rights to People on Parole. Lessons from Other States Can Help With Implementation. The 2020 election affirmed that every vote counts and every voice matters. Enacting and effectively implementing voting rights restoration policies is a critical way to protect the rights, voice, and dignity of people involved in the justice system.Some Borrowers Navigate toward Lower Monthly Payments during Student Loan Pause A small share of borrowers, particularly younger borrowers, appear to have lowered their expected monthly payments.It’s Time to Declare Racism a Public Health Issue There's no single way to heal the trauma caused by centuries of a systemically racist society. But declaring racism a public health issue is an important step.Mounting Pressures on Mom-and-Pop Landlords Could Spell Trouble for the Affordable Rental Market Landlords are facing increased vacancies, decreased rent collections, and more pressure to sell their properties.Racial and Ethnic Disparities in Food Insufficiency Persist during the Pandemic Public policy decisions will determine whether disparities in food insufficiency widen over the duration of this pandemic.