The fact sheets examine the transition to adulthood for two groups of youth using the National Longitudinal Survey of Youth, 1997 cohort. Low-income African Americans are compared to low-income white youth, and youth from low-income "high-work" families are compared to low-income youth from moderate-work and nonworking (i.e., low-work) families. Low-income African American youth are vulnerable to lower employment and earnings despite comparable levels of high school education and lower risk-taking behaviors. Low-income youth from high-work families show stronger connections to school or work compared to youth from low-work families, but have comparable employment and earnings during the transition to adulthood.