PROJECTReducing the Racial Homeownership Gap

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  • The Data on Black Homeownership
    No better today than in the 1960s. In the past 15  years, black homeownership rates have declined to levels not seen since the 1960s, when private race-based discrimination was legal.
    Biggest drop since 2001. Since 2001, the black homeownership rate has seen the most dramatic drop of any racial or ethnic group, declining 5 percent, compared with a 1 percent decline for white families and increases for Hispanic and “other” families (primarily Asian Americans and Pacific Islanders).
    No city has closed the gap. Not 1 of the 100 cities with the largest black populations has a black homeownership rate close to the white homeownership rate. Even where black households are the majority, like Albany, Georgia, the gap persists.


    Research Areas Race and equity Housing finance
    Tags Racial homeownership gap Housing finance data and tools
    Policy Centers Housing Finance Policy Center