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Modernizing the Community Reinvestment Act: Ensuring Banks Meet the Credit Needs of Their Communities
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The Federal Reserve, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation recently proposed updates to the regulations implementing the Community Reinvestment Act (CRA), setting into motion a joint effort to modernize a key policy tool that encourages broader access to banking services.

Join the Urban Institute, leaders of the three federal banking regulatory agencies, and housing finance experts for a hybrid in-person and virtual event focused on the proposed regulations, the future of the CRA, and new Urban Institute research.

Enacted in 1977 to combat redlining, the CRA helps ensure federally insured banks meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. The proposed changes are the first significant interagency revision to CRA regulations in nearly 30 years.

Date & Time Friday, June 3, 2022
Location
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Urban Institute (Hybrid Event) 500 L’Enfant Plaza SW
Washington , DC , 20024
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Agenda
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Agenda
Friday, June 3, 2022
The CRA and Policy Developments
  • Lael Brainard, Vice Chair, Board of Governors, Federal Reserve System
  • Martin J. Gruenberg, acting Chairman, Board of Directors, Federal Deposit Insurance Corporation
  • Michael J. Hsu, acting Comptroller of the Currency, Office of the Comptroller of the Currency
  • Sarah Rosen Wartell, President, Urban Institute (moderator)
New Data from the Urban Institute
  • Brett Theodos, Senior Fellow, Metropolitan Housing and Communities Policy Center, Urban Institute
  • Linna Zhu, Research Associate, Housing Finance Policy Center, Urban Institute
Reflections on Updates to the CRA
  • Marla Bilonick, President and Chief Executive Officer, National Association for Latino Community Asset Builders
  • Lisa Rice, President and Chief Executive Officer, National Fair Housing Alliance
  • Benson F. "Buzz" Roberts, President and Chief Executive Officer, National Association of Affordable Housing Lenders
  • Janneke Ratcliffe, Vice President, Housing Finance Policy Center, Urban Institute (moderator)

 

Guest Speakers
People
Lael Brainard headshot
Vice Chair, Board of Governors, Federal Reserve System
Michael J. Hsu headshot
Acting Comptroller of the Currency, Office of the Comptroller of the Currency
Marla Bilonick headshot
President and Chief Executive Officer, National Association for Latino Community Asset Builders
Lisa Rice headshot
President and Chief Executive Officer, National Fair Housing Alliance
Urban Institute Speakers
People
Media Name: ratcliffe-janneke.jpeg
Vice President, Housing Finance Policy
Interim Vice President, Metropolitan Housing and Communities Policy
Related Content
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We strive to host inclusive, accessible events that enable all individuals, including individuals with disabilities, to engage fully. Please email [email protected] if you require any accommodations or have any questions about this event.