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Articles and analysis on today's issues
In the news:
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Summary
To use AI tools effectively, local leaders must optimize documents and information for AI, implement guardrails, and rely on human expertise to evaluate risks and benefits.
First-time homebuyers will continue to dominate the mortgage market Compared with repeat buyers, first-timers have dominated the mortgage market for the past 10 years.The need for clear-eyed policymaking on student loan defaults New evidence reveals characteristics of borrowers who default on their student loans and the consequences of defaulting.Three ways to unlock the potential of evidence-backed programs at the local level For local practitioners to benefit from evidence, they need to be engaged in all phases of research.How better data can help state and local leaders meet the needs of infants and toddlers Communities need to understand the characteristics of infants, toddlers, and their families to tailor programs that serve them.How Kentucky’s economic realities pose a challenge for work requirements In Kentucky, work requirements might penalize people for the absence of opportunity in their area.What’s preventing millennials from buying homes? In 2015, the millennial homeownership rate was 8 percentage points lower than previous generations at the same age.
