Articles and analysis on today's issues
To use AI tools effectively, local leaders must optimize documents and information for AI, implement guardrails, and rely on human expertise to evaluate risks and benefits.
The unintended consequences of delaying Medicare and Social Security Raising the eligibility age may seem logical, but it could lead to potentially damaging effects for state finances and lower-income beneficiaries.Can nudges improve government? People are imperfect. Insights into how to prompt people and frame options could greatly improve decisions.Disabilities and public housing: A closer look The link between public housing, public benefits, and employment among people with disabilities suggests ways forward for policy and research.FHA’s new performance metric could open the credit box The administration’s evaluation of lenders may be partially to blame for shrinking access to credit. The updated method attempts to correct the flaw.A mortgage program to better serve the next generation of borrowers With its new HomeReady program, Fannie Mae is taking a step toward recognizing the needs and wants of today's homebuyers.US government finally sheds light on student loan debt Borrowers from for-profit and community colleges are driving the increase in defaults, while those with significant debt aren’t all that risky.