Body
Articles and analysis on today's issues
In the news:
Content Reference
Image
Summary
To use AI tools effectively, local leaders must optimize documents and information for AI, implement guardrails, and rely on human expertise to evaluate risks and benefits.
How the Urban Institute is working to improve long-term care financing One in seven is adults is likely to need long-term care for five years or more. But at a cost of at least $250,000, it’s far beyond affordable for most.The qualified mortgage rule hasn’t chilled lending The rule has had little impact on the availability of mortgage credit because the market had already changed well before the rule took effect.Budgeting for federal lending programs is still a mess The “credit reform” method violates fundamental principles of good budgeting for reasons that have nothing to do with the “fair value” alternative.How do so many people get stuck in poverty? Author Kathryn Edin last week shared insights from her in-depth interviews with the many families living on less than $2.00 a day in America.Nonbank regulation remains unfinished business from the housing crisis The split between bank and nonbank mortgage servicing has returned to pre-crisis levels, but most reforms have only focused on banks.
