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Articles and analysis on today's issues
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To use AI tools effectively, local leaders must optimize documents and information for AI, implement guardrails, and rely on human expertise to evaluate risks and benefits.
We can fix the student debt problem Borrowers should repay affordable amounts based on their incomes, rather than fixed payments every month regardless of their financial circumstances.Bank of America’s new low–down payment mortgage is promising but no substitute for healthy FHA lending Programs like Bank of America's Affordable Loan Solution mortgage provide alternatives to FHA lending, but they are not a substitute.As families become more complex, so does filing taxes For the growing number of non-traditional families, a “tax unit” may capture only some people who support the child.Is evaluation valuable for every nonprofit? How can nonprofits—and their funders—navigate the maze of resources and recommendations about what research tools to use to drive results?DC, Maryland, and Virginia: We need to talk about Metro Metro is chronically underfunded. But short-term fixes are ultimately costlier—and deadlier—than the long-term improvements it truly needs.What having a mortgage can tell us about other debt The 118 million US homeowners and 127 million renters tend to share certain characteristics, but does having a mortgage change any of these patterns?
