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Articles and analysis on today's issues
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To use AI tools effectively, local leaders must optimize documents and information for AI, implement guardrails, and rely on human expertise to evaluate risks and benefits.
Where have all the small loans gone? It’s tough to get a mortgage for less than $50,000. In cities with a high share of low-value homes, that leaves many potential homeowners out of market.The geography of life and death “Location, location, location” isn’t just a platitude for real estate agents. The health and survival disparities between wealthier and poorer communities are alarmingly steep.What does it take to forge strong partnerships between cities and anchor institutions? Cities historically have had fraught relationships with colleges, universities, hospitals, and medical centers. But today, many are partnering to address pressing urban challenges.What can credit records tell us about the housing bust? The millions of US credit records are more than just the deciding factor for whether or not someone gets a loan. For researchers, they are a gold mine of consumer activity data.Should employers repay student loans or pay higher wages? Companies large and small are offering help pay student debt as a benefit. But what if some young employees would just prefer the cash?At the intersection of black, trans, and poor In 2015, at least 21 trans women were murdered; 19 of them were women of color.
