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Articles and analysis on today's issues
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To use AI tools effectively, local leaders must optimize documents and information for AI, implement guardrails, and rely on human expertise to evaluate risks and benefits.
Why I chose not to endorse the Bipartisan Policy Center Commission’s retirement security report Under the center's proposed reforms, workers who experience the greatest challenges in the labor market could still face financial insecurity in retirement.If we aren’t careful with GSE risk transfer, mortgage rates could become volatile Regulators have reduced taxpayers’ exposure to the mortgage credit risk by selling more and more of that risk to private investors. But we can’t get too complacent with that solution.Financial security and longevity go hand in hand Americans may be living longer and healthier lives, but financial health in later years has become more and more uncertain.Cities can drive good jobs with better information The public doesn’t always connect companies with low-wage business models to safety-net costs. But greater awareness about these trade-offs can shape consumer opinions and behaviors.Tax credits could reduce poverty even more—by including workers without children at home Expanding the EITC to include more childless workers, or creating a worker credit for all low-income workers, could be powerful antipoverty tools for many workers left behind in the current system.John Oliver takes on delinquent debt—and policymakers should, too Given that 77 million Americans have debt in collections, regulatory and policy changes need to seriously address this issue.
